ABL Collateral Analyst

Pay or shift range: $56,500 USD to $72,000 USD

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

Together we win!

As an Asset-Based Lending (ABL) Collateral Analyst, you will support credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions. This role is ideal for driven, detail-oriented individuals eager to learn and grow in a high-accountability environment. Success requires strong motivation, a commitment to accuracy, and the ability to exercise sound judgment. The ideal candidate views collateral analysis as a critical component of risk management—not simply a back-office function—and collaborates closely with credit teams to ensure informed lending decisions and portfolio integrity.

Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

• Process collateral information daily including payment application, sales assignment reviews, inventory validation on an assigned portfolio of 12 – 15 accounts
• Perform ineligible calculations (daily, weekly, bi-monthly, monthly as applicable) and ensure accuracy.
• Reconcile Accounts Receivable Agings and update inventory reports by validating borrower-povided data against core system.
• Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions.
• Meet various daily deadlines for balancing and end of day close
• Understand how operational actions impact credit risk and client relationships.
• Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high-quality completion.
• Performs job duties in a manner that ensures personal and others’ safety, promptly reporting any potentially hazardous conditions. The employee must adhere to all occupational safety and health standards, as well as rules, regulations, and orders issued under the OSHA Act of 1970, as they apply to their actions and conduct.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

• Accounts Receivable Analysis experience required
• Asset Based Lending / 3+ years in Accounts Receivable Experience / Collateral Audit experience preferred
• High School…