Deputy General Manager, Credit Risk Management

Deputy General Manager, Credit Risk Management

Job No.: 500052

Employment Type: Full time

Departments: Risk Management Department

Job Functions: Risk Management, Credit Approval, Credit Risk Management

• Oversee credit approval management for large corporates and emerging businesses, provide professional comments for credit application of large exposures and make credit review decision independently
• Formulate and monitor the implementation of global corporate credit risk policies, procedures and lending guidelines based on the risk appetite and requirements of the Board of Directors, Risk Committee, and senior management
• Manage, coordinate, and supervise corporate credit management planning, qualitative indicators for corporate credit risk management, business plans for corporate credit risk, and risk assessments for new products/businesses targeted at corporate clients
• Supervise the credit risk management of designated corporate clients, conduct due diligence on relevant credit applications, and propose recommendations for credit approval and risk rating; monitor the risk status and asset quality changes of corporate credit on a daily basis, and ensure compliance with various risk management policies and relevant regulatory requirements

• Bachelor’s degree or above, preferably majoring in Business Administration, Accounting, Finance, Financial Management, or related disciplines
• Professional qualifications such as ACCA, CFA, ACIB, GARP-FRM, or PRMIA-PRM are highly preferred
• Minimum of 8 years of experience in credit management, with at least 5 years in a managerial role preferred
• Extensive experience in credit approval for large corporates, with a solid understanding of risk characteristics, industry landscapes, and market trends of large enterprises
• Familiarity with banking credit risk management and local regulatory requirements preferred
• Excellent command of written and spoken English and Chinese. Fluency in Mandarin is an advantage

If you are applying for in‑scope position(s) under the Mandatory Reference Checking Scheme (i.e., a role carrying out regulated activities licensed by the IA, SFC & MPFA), you are required to undergo the Mandatory Reference Checking. Our responsible recruiter will inform you of the details of the MRC process and the requirements in due course.