Post Close Auditor

Responsibilities

• Coordinates the review and audit of completed SBA and business banking loan packages post-closing in compliance with policies and procedures, regulatory guidelines, and investor standards by gathering and reviewing necessary documents and information within designated time frames.
• Communicates with internal staff, customers/clients, lenders, SBA partners, counsel, and other stakeholders to respond to inquiries, resolve post-close exceptions, and obtain additional documentation needed to complete the file.
• Ensures compliance with internal policies, SBA SOP requirements, regulatory and investor requirements, and quality control standards.
• Reviews files for completeness, accuracy, and adherence to SBA eligibility, documentation, and closing requirements.
• Identifies documentation deficiencies, collateral exceptions, or compliance gaps and works to resolve or elevate issues as appropriate.
• May support post-close audit reporting, file certification, and reconciliation activities, including reviewing final loan terms, fees, and disbursements for accuracy.

• High school diploma or equivalent.
• Typically four to six years of relevant experience.
• Thorough knowledge of legal documents used to support applicable loan processing, with emphasis on SBA and business banking documentation.
• Ability to identify and resolve/escalate complex problems with minimal guidance.
• Ability to apply critical thinking for all elements of loan documentation construction and post-close audit review.
• Ability to master the bank’s documentation and audit software.
• Thorough knowledge of closing policies and procedures, funding policies, underwriting requirements, SBA guidelines (SOP), governmental requirements, terminology, and automated processing systems.
• Thorough knowledge of applicable credit policies and approval processes for assigned product(s).
• Ability to work effectively and accurately in a fast paced, high production, professional environment.
• Strong organizational skills.
• Effective verbal and written communication skills.