Mortgage Loan Closer

We are seeking a detail-oriented Mortgage Loan Closer to prepare, review, and finalize residential mortgage loan closing packages while ensuring compliance with investor, regulatory, and company guidelines. The ideal candidate thrives in a fast-paced environment, manages multiple loans simultaneously, and works collaboratively with internal teams, settlement agents, and borrowers to ensure timely and accurate closings.

Key Responsibilities

• Prepare and review closing disclosures and loan closing packages for accuracy and completeness.
• Coordinate closing schedules with title companies, settlement agents, borrowers, and internal departments.
• Verify all loan conditions have been satisfied prior to closing.
• Ensure closing documents comply with federal, state, investor, and company requirements.
• Review title commitments, homeowner's insurance, payoffs, and other required documentation.
• Resolve closing discrepancies and communicate with appropriate parties to ensure timely funding.
• Balance loan figures and verify fees, escrow amounts, and closing costs.
• Ensure all documents are executed correctly and received prior to funding.
• Meet established service level agreements (SLAs) and daily production goals.
• Maintain accurate loan documentation and system updates throughout the closing process.

Qualifications

• 2+ years of mortgage closing experience.
• Strong understanding of the residential mortgage closing process.
• Experience preparing and reviewing Closing Disclosures (CDs).
• Knowledge of TRID, RESPA, and other mortgage compliance regulations.
• Excellent attention to detail and organizational skills.
• Ability to prioritize a high-volume pipeline while meeting deadlines.
• Strong verbal and written communication skills.
• Proficiency with mortgage loan origination systems (LOS) and Microsoft Office Suite.

Preferred Qualifications

• Experience with conventional, FHA, VA, USDA, and jumbo loan products.
• Familiarity with Encompass or other mortgage loan origination systems.
• Experience working with title companies and settlement agents.
• Knowledge of investor and agency guidelines.