Junior Underwriter

Company Description

Ifundyou is a leading business funding company that provides a variety of flexible and innovative financial solutions tailored to the needs of business owners. The organization focuses on making the funding process efficient, effective, and hassle-free, helping clients access capital quickly so they can grow and succeed. Guided by core values of integrity, efficiency, innovation, client-centric service, and excellence, Ifundyou aims to deliver superior results and an exceptional client experience.

The company also offers a fun, high-energy, and collaborative workplace culture where team members are encouraged to thrive and innovate. Individuals who are passionate about supporting small businesses and want to join a dynamic, supportive team will find meaningful opportunities to contribute and grow.

The Junior Underwriter is a full-time, on-site role based in Phoenix, AZ, responsible for supporting the evaluation and approval of business funding applications. In this role, the Junior Underwriter reviews financial documents, credit reports, bank statements, and other supporting materials to assess risk and eligibility within established guidelines. The position involves performing preliminary analyses, verifying information, and preparing clear summaries and recommendations for senior underwriters or management.

The Junior Underwriter communicates with internal teams and, when needed, with clients to obtain missing documentation and clarify details to ensure an efficient funding process. This role also includes maintaining accurate records in internal systems, adhering to compliance standards, and contributing to continuous improvement of underwriting workflows.

• MCA Experience
• Foundational underwriting and credit analysis skills, including the ability to review financial statements, assess risk, and apply funding criteria consistently.
• Strong analytical and problem‑solving abilities, with attention to detail and accuracy when handling multiple applications and documentation streams.
• Effective communication skills, including clear written summaries and professional verbal interaction with clients and internal stakeholders.
• Basic proficiency with spreadsheets, CRM or loan origination systems, and general office software used for data entry, tracking, and reporting.
• Ability to work in a fast‑paced, on‑site environment, manage time well, follow procedures, and collaborate respectfully with colleagues.
• Prior experience in lending, banking, financial services, or a related field is beneficial, especially in small business or commercial funding.
• Understanding of fundamental financial concepts such as cash flow, leverage, and creditworthiness; willingness to learn and adapt to new funding products.
• High level of integrity and commitment to maintaining confidentiality, regulatory compliance, and accurate record‑keeping.
• Associate or bachelor’s degree in finance, business, economics, or a related discipline is preferred but not required; equivalent experience is also valued.