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Commercial Real Estate Lender

Job in Phoenix, Maricopa County, Arizona, 85003, USA
Listing for: Gilder Search Group
Full Time position
Listed on 2026-08-10
Job specializations:
  • Finance & Banking
    Loan Officer / Lending, Credit Analyst, Underwriter
Salary/Wage Range or Industry Benchmark: 150000 - 230000 USD Yearly USD 150000.00 230000.00 YEAR
Job Description & How to Apply Below

Senior Commercial Real Estate (CRE) Lender

Location:

Phoenix, AZ

Overview

Our client is seeking a Senior Commercial Real Estate (CRE) Lender to join its growing Phoenix-based platform. This role will be responsible for managing an existing portfolio while originating new business across Arizona and select regional markets (including New Mexico and Central California).

This is a high-impact role driven by recent portfolio growth and upcoming retirements within the team. The ideal candidate will bring strong market relationships, proven production, and the ability to step into a leadership position within the CRE group.

Key Responsibilities
  • Manage and grow an existing CRE loan portfolio (estimated $500MM+ commitments)
  • Originate new CRE loans through established sponsor and broker relationships
  • Cover Phoenix primary market
    , with support/coverage in Albuquerque and Central California
  • Partner with internal C&I bankers to source cross-market opportunities
  • Structure, negotiate, and execute transactions in alignment with bank credit standards
  • Maintain strong client relationships and drive deposit growth alongside lending activity
  • Collaborate with underwriting, portfolio management, and credit teams through full deal lifecycle
Product Focus / Lending Parameters
  • Typical deal size: $15MM+ (with flexibility up to ~$80–90MM)
  • Asset classes include:
    • Industrial
    • Multifamily
    • Retail / Mixed-use
    • Hospitality (selectively)
    • Senior housing (limited / opportunistic)
  • Recourse lending model (standard across platform)
    • Limited burn-down structures possible; non-recourse is rare
Credit & Platform
  • Centralized credit approval through senior loan committee
  • Stable, predictable credit culture with clearly defined parameters
  • Dedicated support:
    • Local and national underwriting team
    • Distributed portfolio management team
  • Strong emphasis on deposit relationships tied to lending activity
Production Expectations
  • Team production target: ~$300MM annually (Phoenix office)
  • Individual expectations aligned with senior-level originators
  • Balanced focus on portfolio management + new origination
Qualifications
  • 8–15+ years of CRE lending experience (bank platform preferred)
  • Established Phoenix / Southwest market relationships
  • Proven track record of originating $75MM–$150MM+ annually
  • Strong understanding of credit, structuring, and risk management
  • Experience working within a recourse lending environment preferred
  • Ability to source deposits alongside lending relationships
Compensation
  • Base Salary:
    BOE
  • Bonus:
    Up to ~45% of base (with additional upside via stretch goals)
  • Equity: ~
    15% stock component (in addition to bonus)
  • Total compensation highly competitive with top bank platforms
Why Them
  • Stable credit culture with minimal surprises
  • Consistent lending appetite across market cycles
  • Strong balance sheet and conservative deposit strategy
  • Established platform with growth from recent acquisitions
  • Opportunity to step into a senior role with immediate impact and future team build-out
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