VP, Underwriter - Asset- Lending; ABL

Job Details

• Posted on July 17, 2026
• Location:
  
  Phoenix, AZ - 7th Ave 19820 North 7th Ave, Suite 100 Phoenix, AZ 85027, USA (On-site)
• Salary Range : $84,000 USD to $140,500 USD
• Credit, Portfolio Management & Sales Support
• Full-Time
• Requisition #: VPUND
  004870

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

Together we win!

Responsible for providing financial, credit, and trend analysis for the delivery of the Banks credit products and services to asset based lending and other business clients and prospects. Monitors assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration, as applicable. Conduct annual reviews of loans and identify any risk rating changes. Keeps apprised of industry related, political and regulatory issues to determine their impact on specific industries or clients.

Acts in an independent fashion from the sales teams to structure and evaluate credit requests. Is responsible for determining the credit worthiness of the Borrower and recommending credit decisions to Credit Administration. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

• Independently evaluates and structures complex credit requests, including, but not limited to asset-based lending, term loans, commercial real estate loans, bridge loans, guidance lines, buy and sell side syndicated credits, buyout financing with corporate sponsors to include enterprise value or cash flow credit facilities.
• Performs independent credit analysis and risk assessment of new and existing credit requests. Including, but not limited to, preparing analysis of financial statements for privately held and Sponsor owned companies from quality of earnings reports, financial projections, and audited statements.
• Should be very well versed in modeling income statement, balance sheet, and cash flow over multiple years, as well as extensive real estate schedules, and be able to perform a downside and break-even projection analysis with limited input. Can work with…