Commercial Lines Underwriting Analyst

Good Things Start Here

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

We're seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These positions play a key role in evaluating commercial insurance risks, supporting agency partners, and contributing to profitable growth across our underwriting portfolio.

Whether you're beginning your underwriting career or bringing advanced commercial lines expertise, you'll have the opportunity to develop your skills, expand your product knowledge, and work alongside experienced underwriting professionals in a collaborative environment.

Please note the position will be filled at a level (I,II, or III ) appropriate to the candidate's experience and qualifications.

• Developing proficiency in underwriting with responsibility for evaluating and servicing one line of business.
• Builds foundational underwriting knowledge through training, coaching, and hands‑on experience.
• Works under moderate supervision while developing underwriting judgment and decision‑making skills.

• Demonstrated ability to independently underwrite and manage multiple lines of business, typically including two product lines.
• Exercises sound underwriting judgment and handles a broader range of account complexities.
• Serves as a resource for less experienced team members and contributes to department objectives.

• Advanced underwriting expertise with the ability to independently evaluate and manage three core lines of business, including Workers' Compensation, Commercial Auto, and Business owners Policy (BOP).
• Handles complex underwriting scenarios and demonstrates a high level of technical proficiency.
• Provides guidance and support to team members while helping ensure consistent application of underwriting standards.

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance…