Regional Underwriting Officer, Southwest

Posting Details

• Posted on September 8, 2026

Showing 1 location Phoenix, AZ , USA

• Hybrid
• Insurance Underwriting
• Full-Time
• Requisition #: REGIO
  002118
• Supervisor :
  John Carey

CopperPoint has an exciting opportunity for a Regional Underwriting Officer, Southwest. This senior leadership role plays a pivotal part in driving profitable growth, underwriting excellence, and strategic portfolio initiatives across the Southwest region, while providing national underwriting leadership for the Auto and Umbrella lines of business. As a highly collaborative and influential partner, the Regional Underwriting Officer will work closely with regional and field underwriting leaders to execute financial strategies, uncover new market opportunities, and strengthen existing business—all while championing disciplined risk selection, loss prevention, and long-term customer partnerships.

Job responsibilities:

• Develop and execute regional underwriting strategies and financial plans for growth and profitability in collaboration with Regional Presidents, Field Underwriting, and Regional Product Managers — from planning through execution, and ongoing monitoring.
• Joint-ownership of regional underwriting results, including loss and combined ratios, premium growth and retention, new business quality, execution of portfolio-level segmentation (e.g., rate and non-rate initiatives), and overall line, class, and geographic mix. Proactively identify issues and implement corrective portfolio management actions.
• Conduct Quality Assurance reviews and audits of regional underwriting decisions and portfolios; identify trends, gaps, and opportunities for improvement. Produce a memo of findings and action plans in collaboration with Field Underwriting leaders to drive desired outcomes.
• Partner deeply with the Regional President, Field Underwriting, and Regional Product Manager to uncover and respond to underwriting opportunities in new classes and market segments, while supporting disciplined execution in current classes and segments through referrals, guideline development/updates, consultations, training, and mentorship.
• Although not a market-facing or production underwriting role, RUOs will build, maintain, and support strong long-term relationships with key brokers and agents across the region. Participate in agency reviews and planning, joint external calls, risk presentations, and strategic account reviews, emphasizing CopperPoint’s industry expertise (particularly in Construction, Healthcare, Agriculture, etc.) and proactive risk management approach.
• Integrate and support execution of the value proposition including use of Risk Management Services and Loss Control to make underwriting decisions, drive meaningful risk improvement, and differentiate CopperPoint in the marketplace.
• Ensure compliance with regulatory requirements, company guidelines, and ethical standards across all states in the assigned multi-state region.
• Act as a subject matter expert and partner to the enterprise Product organization, Regional Product Manager, Actuarial Pricing, and other teams in the development of filing, forms, and rules, as well as pricing model updates, and use of other underwriting / portfolio tools, reports, and dashboards; thus, ensuring alignment of corporate strategies and regional field execution – and aiding in change management across the business.

• Serve as a national underwriting leader and subject‑matter expert Commercial Auto and Umbrella/Excess.
• Develop, maintain, and continuously enhance national underwriting guidelines, appetite statements, pricing methodologies, and coverage recommendations for the assigned line(s) in collaboration…