Finance Lead - Retail Finance

** Position Overview*
* At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.

Join the Home Lending Finance team (within Retail Finance) as a Lead Financial Analyst, supporting our Mortgage and Home Equity products. In this role, you will be a key contributor to the monthly forecast, annual budgeting, and strategic planning for the entire P&L for our Home Equity product. This role will work closely with the Home Lending CFO and partner closely with other areas in Finance and business leaders to deliver timely financial reporting, forecasting, and strategic insights that drive informed decision-making and business performance.

You will play a key role in leading and supporting budgeting, monthly forecasting, and long-term planning processes while developing accurate revenue, expense, and staffing projections. This position requires a strong data-driven mindset, with the ability to translate complex financial data into clear insights through executive-level reporting, dashboards, performance metrics, and automation.

The role also includes conducting ad hoc analysis to address evolving business needs, supporting audit and regulatory requirements, and ensuring strong financial controls and compliance. Success in this position requires effective collaboration across cross-functional teams to align financial strategies with business objectives.

This is a high-visibility opportunity offering broad exposure across Home Lending and Retail Finance, with involvement in strategic planning and new product initiatives. The ideal candidate should have prior forecasting and/or modeling experience and is analytical, curious, and solutions-oriented, with strong technical skills and an interest in leveraging data, technology, and tools such as Excel, Hyperion, Oracle, Power BI, and AI to drive continuous improvement.

This role is based in Pittsburgh, PA and is a fully onsite role, Monday-Friday.  The team enjoys a collaborative in-office environment that encourages partnership, knowledge sharing, and direct interaction with colleagues and leadership.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

** Job Description*
* + Designs and leads preparation of timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders. Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts. Develops strategic insights from data to enhance budget and forecast accuracy. Serves as a senior expert for the team.

+ Leads annual budget cycle and continuous monthly forecasting. Leads development of long term strategic plans. Presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.

+ Performs on-demand analysis and generates custom reports to address specific business needs. Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.

+ Facilitates audit, regulatory, and investor requests by providing timely and accurate information. May communicate directly with external constituents. Promptly identifies and addresses control matters; maintains sound control processes. May also contribute to risk review and challenge for assigned business.

+ Demonstrates executive presence and the ability to effectively communicate directly with senior leaders and influence colleagues across all organization levels. Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

PNC…