Funding Analyst; Temporary

We are a leading national consumer finance company with a 15-year legacy of stability and success. Following our recent acquisition and the appointment of a new CEO, we are entering a transformative chapter. Pivoting toward a high-growth, tech-forward, and entrepreneurial future.

We are seeking a
Funding Analyst for a temporary assignment to review, research, analyze, audit, and verify automotive loan applications and adhere to basic tenets of sub-prime auto credit.

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• Review and analyze the loan applications and documentation to ensure the information is complete, accurate, and complies with company standards, applicable regulations, and secondary market guidelines.
• Communicate effectively to internal and external personnel regarding application status to inform relevant parties and expedite the validation process.
• Ensure program eligibility and funding guideline verification procedures comply with all internal policies, fair lending practices, and other applicable federal and state laws.
• Meet set goals and targets for productivity, quality, customer satisfaction, and relationship management (between Sales, Credit, and the Dealership Manager).
• Effectively utilize the tools, resources, and the time available to complete the validation process to ensure the Company is compliant within its guidelines.
• Build and maintain relationships with external partners and applicants.
• Provide exemplary service levels in accordance with internal company policy.
• Work as a part of a team to ensure that the Company quality and volume objectives are exceeded.
• Perform other duties as required or assigned.

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• The Relationship Builder: You have exceptional relationship-building skills while having the ability to maintain a professional and customer-oriented approach with strong interpersonal, written, and oral communication skills.
• The Critical Thinker: You have the ability to apply critical thinking while performing job duties.
• An individual with exceptional attention to detail, organization, and time management skills. Including the ability to prioritize, be methodical, thorough, and precise while completing assigned duties.

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• Experience: Minimum of 1+ years' experience in automotive lending or consumer credit environment. Funding or Credit underwriting experience is preferred.
• Industry Context: Knowledge of the indirect lending industry, retail installment loan contracts, vehicles and collateral valuation, loan terms including buy rates, contract rates, LTV, front and back LTV, dealer mark-up, reserve and participation, ancillary products, title documentation, lien perfection, and regulatory requirements.
• Education:
  • High School Diploma or Equivalency required
  • Bachelor's degree preferred
• Ability to work in a fast-paced, high-intensity and time-sensitive environment.
• Proficient or advanced skills in Microsoft Office applications including Outlook, Word, and Excel. Familiarity with Loan Origination systems is preferred.

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• Location: This role is on-site at our Chadds Ford, PA location.
• Schedule: Flexibility to work nights, Saturdays, and holidays.
• This is a temporary position and the duration will be based upon business need.

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This is a unique moment to join a company with a solid foundation that is pivotally investing in technology. You will have the opportunity to be a part of the transformation and accelerate your career.