Cash Management Specialist 1

Cash Management Specialist 1

This position sells treasury management and merchant services to businesses. Helping business clients manage finances, improve cash flow, and preventing fraud. Working closely with branch teams, the specialist enhances client financial processes and provides guidance on daily cash management tools. The position is primarily office and identifies opportunities to enhance financial processes, mitigate risk, and provides guidance that builds confidence and supports clients' business goals.

Lead Cash Management Conversations with Small Business Clients:
Conduct discussions focused on payables, receivables, cash‑flow efficiency, and fraud‑prevention strategies. Assess client financial processes to identify improvement opportunities, and recommend cash‑management tools that support business operations.

Deliver Cash Management and Payment Solutions:
Position solutions including merchant services, card processing, and treasury management tools. Present the full range of FNB financial solutions aligned with client needs, and ensure clients understand how to effectively use the recommended tools and services.

Acquire, Expand, and Retain Client Relationships:
Support outreach efforts to identify new small business opportunities, expand existing relationships by uncovering needs and offering additional services, and strengthen long‑term client engagement and loyalty.

Collaborating with Internal Partners:
Work closely with Branch Managers, Bankers, and internal partners to coordinate opportunities, support internal education on cash flow, payments, and risk‑mitigation tools, and communicate business results, trends, and emerging client needs to partners.

Provide Insights and Recommendations to Improve Client Operations:
Analyze client processes for efficiency, security, and cash‑flow impact. Suggest solutions and strategies that improve day‑to‑day financial operations, and help clients mitigate financial and operational risks through fraud‑prevention tools.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 1

Skills Required to Perform the Primary Responsibilities of this Position:

• Excellent communication skills, both written and verbal
• Excellent customer service skills
• Excellent organizational, analytical and interpersonal skills
• Ability to work and multi-task in a fast paced environment
• Ability to use a personal computer and job-related software
• Detail-oriented
• MS Word - Basic Level
• Experience in a related position
• Knowledge and understanding of Treasury management and merchant processes is preferred
• CTP preferred but not required

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A

Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements.

FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.