Underwriting Assistant II Job Pittsfield area,Massachusetts USA,Finance & Banking

Salary Grade: 14 SUMMARY:

The Underwriting Assistant II performs a variety of loan processing duties to ensure loans are compliant and meet the standards and documentation required for delivery into the Bank's portfolio or appropriate secondary market investors. The Underwriting Assistant II coordinates communication between the MLO, customer and Underwriter to ensure the mortgage application process meets all expectations while preparing the application to be underwritten.

ESSENTIAL

JOB FUNCTIONS & RESPONSIBILITIES:

Works independently to coordinate the timely processing of residential mortgage loan applications and ensures critical deadlines are met

Responsible for processing a variety of loan product levels.

Orders automated income/asset verification and automated underwriting services

Analyzes necessary disclosures for compliance and reviews support documentation via appropriate checklists

Orders mortgage services through third party vendors

Obtains missing documentation and completes the preliminary loan preparation for the Underwriter's review

Responds to internal and external customers or vendor inquiries, within scope of authority and expertise via telephone and electronic communication

Stays current on new developments within the residential lending field and attends relevant courses and seminars

EDUCATION & CERTIFICATIONS (Minimum education required to perform the duties of this position)

Associate's degree, or equivalent experience in lending or financial services with lending exposure.

KNOWLEDGE, SKILLS & ABILITIES:

Minimum of one year of mortgage processing, loan operations, loan origination experience, or National Mortgage Licensing System (NMLS) registration.
Proven track record of preparing accurate Initial Disclosure Packages preferred
Knowledge of automated income/asset verification services and automated underwriting services preferred
Knowledge of mortgage origination process and ability to communicate same to applicants
Knowledge of mortgage origination systems
Strong time management and organizational skills
Ability to work in a team environment under deadline pressure
Ability to communicate in an effective and efficient manner both verbally and written
Proficiency with Microsoft Office Suite (Word, Excel, and PowerPoint) products is required
Tech savvy with ability to learn various web based systems

COMPETENCIES:

Must have cyber security awareness to protect the digital environment, the Bank, and customers.
Functional/Technical Skills
Learning on the Fly
Organizing
Problem Solving
Self-Development
Time Management
Approachability
Customer Focus
Ethics and Values
Humor
Integrity and Trust
Peer Relationships
Written Communications

EQUAL OPPORTUNITY / ADA / FOE

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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