Investor Accounting Analyst II

Investor Reporting & Accounting |Irvine,California Plano,Texas

Responsible for supporting the investor accounting department in a mortgage loan servicing environment under direct supervision of the Manager, Investor Accounting. Ensures the performance of all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.

• Reconciles Principal & Interest (P&I) and Taxes & Insurance (T&I) custodial accounts, clearing account, and balance sheet accounts for investors to include Fannie Mae, Freddie Mac, and Ginnie Mae.
• Performs service release reconciliation for whole loan sales. Transfer of funds in accordance with reconciliation.
• Manages reconciliation on Escrow Disbursement account, tracking outstanding checks and process escheatment as checks become aged.
• Completes necessary research to ensure resolution of reconciling items and assists other departments in resolving issues.
• Continuously reviews processes and procedures and makes recommendations to manager to improve the quality and service.
• Assists as needed, with reporting loan-level and/or pool level data and remit funds to Investors on a daily, weekly, biweekly and/or monthly basis.
• Ability to make decisions that have moderate impact on the immediate work unit and cross functional departments.
• Demonstrates knowledge of bank reconciliation process for test of expected cash, pool to security balancing, and clearing account balancing.
• Executes the above duties in accordance to investors' guidelines/timelines.

• Investor Accounting Analyst experience highly preferred.
• Knowledge of MSP/BK mortgage servicing platform preferred.
• Knowledge of MS Excel and knowledge of Excel formulas and functions to include V-Lookup, Concatenating formulas, Conditional Formatting, and Pivot Tables.
• Strong analytical skills, excellent math aptitude and SQL.
• Ability to deal with complex difficult problems involving multiple facets and variables in non-standardized situations.
• Exceptional verbal, written and interpersonal communication skills.
• Bachelor’s Degree preferred.

• Compensation package based on experience and skill set.
• Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
• Work with other passionate, purposeful, and customer-centric people.
• Extensive internal growth and professional development opportunities including tuition reimbursement.
• Wellness program to support both mental and physical health.
• Generous paid time off for both exempt and non-exempt positions.

loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of home ownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions.

With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.

Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $30/hr and $37/hr your base pay will depend on multiple individualized factors, including your job-related knowledge/skills, qualifications, experience, and market location.

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.