Mortgage Loan Consultant

Job Title

Mortgage Loan Consultant

The primary role of a Mortgage Loan Consultant is to originate and close mortgage loans through extensive marketing initiatives as well as new and existing relationships. The position is an outside sales role responsible for originating retail mortgage loans through external sources. This position directly responsible for origination objectives and sales strategies that will expand market share.

• Generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals.
• Cross-sell First United Bank products and services.
• Work with bank personnel to promote First United in assigned markets.
• Takes thorough and complete loan applications; analyzes and pre-qualifies applicant information to determine viability of the client's desired loan program.
• Pulls credit, analyzes credit, and compares for accuracy with mortgage borrower's statements and loan application.
• Determine correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product.
• Submit the loan application, preliminary income verification documents, preliminary asset verification documents, loan disclosures, any required credit explanation letters and executed application forms to processing.
• Counsel the borrower through the application, approval and closing process – including review of the Closing Disclosure with the borrower prior to closing.
• Attend closings and ensure great customer service throughout the process.
• Meet minimum expectations for First United best practices and production standards.
• Attend assigned production meetings.

• Perform other duties as requested by Executive Management or Supervisor.
• Complete all required compliance exams on a yearly basis.
• Adhere to all First United Policies and Procedures.
• Dress professionally.

• High School diploma or GED required.
• At least two years’ experience in mortgage lending environment.
• Proven record of success for generating sales in a mortgage lending environment.
• Currently working as a Mortgage Loan Consultant closing a minimum of 2 self-sourced loans per month.

• Strong organizational skills.
• Excellent verbal and written communication skills.
• Exceptional interpersonal communication skills.
• Ability to work independently on assigned tasks as well as to accept direction on given assignments.
• Demonstrated technical knowledge of Bank, Mortgage, Federal, and State lending and compliance/regulatory matters.

• Austin–Seven Oaks
• Dallas Mortgage
• Ft. Worth Mortgage 2
• OKC–Southwest
• Plano–Parkwood
• Rockwall Mortgage
• San Antonio
• Seguin–East
• Seguin–Main
• Seguin–West
• Southlake Mortgage
• Tulsa Mortgage

First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.