Manager, Closing Department

Guardian M
ortgage Company, Satisfying Customers Since 1965

Guardian Mortgage has been in the mortgage lending and servicing business in Southeast Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).

Our mission statement is to personally serve every customer’s short-term mortgage needs to ensure their long-term financial success, generation after generation.

In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.

By organizing, checking and completing closing files, the Closer provides Guardian Mortgage customers with a smooth, timely and compliant closing for their home.

• Management – Manages the day to day activities and workload of the Closing Department, which includes Post Closers, Closing Assistants and other Closers. Ensures that all loans get to the closing table without delay and ensures the highest quality of service for all customers, both internal and external.
• Documentation (Preparation and Review) – Produce, collect and organize closing documents for each closing file. Review each closing file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for closing. Ensure closing conditions have been met.
• Communication (Internal and External) – Work with Guardian employees, executives and business partners (title company, etc.) to schedule loan closing in a timely, accurate and compliant manner. Inform LO’s of any funding conditions expected prior to funding.
• Computer Skills – Use a variety of computer programs and applications for document production, organization, research, communications and other assorted tasks.
• Deadlines – Consistently hit ongoing deadlines regarding closing, verification, watch for expiring locks, etc.
• Compliance – Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state and federal law and regulation. Knowledge of FHA, VA and Conventional loan programs as well as RESPA will be required.

• Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required.
• A minimum of 5 years in a closing function at a mortgage company, and a minimum of 2 years as the manager of the function.