Senior Mortgage Product Development Specialist

Description

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates.

Learn more about Sunflower Bank, N.A. at

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Senior Mortgage Product Development Specialist at our Plano, TX location.

Hybrid and fully remote options available.

The Senior Mortgage Product Development Specialist (PDS) plays a critical role in shaping, launching, and sustaining a competitive, compliant, and investor-eligible mortgage product suite for Sunflower Bank, N.A. This role is responsible for the full product lifecycle—from ideation and launch through performance monitoring, adoption, and retirement—while ensuring all products meet investor, Agency, and regulatory requirements.

This position serves as a key connector across Secondary Marketing, Mortgage Origination leadership, Operations, and Compliance, ensuring alignment between market opportunity, origination strategy, and execution capabilities.

In addition, the PDS owns the end-to-end process for investor and Agency approvals, including ongoing recertifications, ensuring uninterrupted eligibility, strong investor relationships, and minimized repurchase risk.

• Partner with Secondary Marketing, Mortgage Origination leadership, and cross-functional stakeholders to identify, prioritize, and develop new mortgage products and enhancements
• Actively engage with Mortgage Origination leadership to align on:
  • New product priorities and go-to-market strategies
  • Product adoption trends and production performance
  • Opportunities to optimize or reposition existing offerings
  • Product retirement or termination decisions based on volume, profitability, or risk
• Lead the end-to-end product lifecycle, including concept development, business case creation, launch execution, performance monitoring, and decommissioning when appropriate
• Define product parameters, eligibility criteria, pricing considerations, and operational requirements to ensure scalability and compliance
• Serve as the subject matter expert (SME) for all mortgage products post-launch

• Serve as a key point of contact for Agencies and investors, managing communications, escalations, and issue resolution
• Maintain a deep working knowledge of FNMA, FHLMC, FHA, VA, USDA, and private investor guidelines, overlays, and delivery requirements
• Evaluate and onboard new investors and products to enhance competitiveness and execution flexibility
• Maintain and manage all investor agreements and counter party relationships

• Own the end-to-end preparation, completion, and submission of all investor and Agency recertifications, ensuring accuracy, completeness, and timeliness
• Maintain expert-level knowledge of recertification requirements across Agencies and investors, including documentation, financial reporting, QC results, and operational attestations
• Coordinate cross-functional inputs (Operations, QC, Compliance, Finance, Capital Markets) to ensure fully compliant and accurate submissions
• Proactively track all recertification deadlines and requirements to ensure no lapse in investor approvals or delivery eligibility
• Respond to investor conditions, follow-ups, and audit inquiries related to recertification packages
• Identify and mitigate risks that could impact investor standing, eligibility, or counterpart approval status

• Collaborate with Mortgage Operations management and resolution of Agency and investor repurchase requests, including:
  • Root cause analysis
  • Documentation review and validation
  • Rebuttal preparation and submission
  • Partner with Operations, QC, and Underwriting to…