Commercial & Investment Bank Wholesale Credit Risk Analyst

Bring your Expertise to JPMorgan

Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan

Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

** Job summary*
* As an  
** Wholesale Credit Risk Analyst
** in  
** Wholesale Credit Risk, Commercial & Investment Bank** , you use analytical skills and industry knowledge to support credit decisions for a portfolio of clients. You work with us and with coverage and product partners to meet client credit requests while balancing risk and return and maintaining a strong culture of compliance. You monitor portfolio performance, develop independent credit opinions, and communicate your analysis clearly through written approvals and ongoing credit research.

** Job responsibilities*
* +  
** Conduct
* * credit analysis to support approval of lending and trading-related transactions, individually and as part of a deal team

+  
** Prepare
* * written credit approval documents, including financial statement spreading, analysis, and cash flow projections for large corporate borrowers

+  
** Develop
* * forward-looking views of business, financial, and competitive risks across companies and sectors

+  
** Manage
* * and  
** monitor
* * a portfolio of client credit exposures across industry classes on an ongoing basis

+  
** Own
* * client credit needs and projects and  
** form
* * independent credit opinions

+  
** Assign
* * and  
** maintain
* * accurate risk ratings for clients and facilities

+  
** Maintain
* * up-to-date credit research and key risk views for covered clients

+  
** Participate
* * in credit due diligence, including for capital markets transactions

+  
** Collaborate
* * with credit risk peers and business partners to support timely, well-governed decisions

** Required qualifications, capabilities, and skills*
* + Bachelor's degree with academic training in accounting principles, corporate finance, capital markets products, and macroeconomics

+ Strong analytical and financial modeling skills

+ Strong accounting and corporate finance knowledge

+ Strong verbal and written communication skills, with interest in client interaction

+ Strong work ethic and motivation to learn

+ Ability to work well under pressure in a demanding team environment

+ Ability to understand, explain, and debate complex concepts

+ Proficiency in Microsoft Office, especially Excel, PowerPoint, and Word

** Preferred qualifications, capabilities, and skills*
* + Credit or underwriting credentials and relevant analytical experience

+ Analytical or financial experience in consumer, retail, or healthcare sectors

are fields would also be valued for this opportunity.

JPMorgan

Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.