Treasury Funding and Liquidity Sr. Analyst

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like  one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow.

with us.

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like  one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow.

with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world‑changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration‑related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.)

now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Toyota’s Capital Markets Department is looking for a passionate and highly motivated Treasury Funding and Liquidity Senior Analyst
.

The primary responsibility of this role is to support TMCC’s Demand Note program and proactively address the needs of our investors.

Reporting to the Deposit Markets Senior Manager, the person in this role will support the Capital Markets Department's objective to ensure the timely execution and settlement of wholesale funding, brokered CDs, and commercial paper programs, ultimately driving liquidity and maximizing funding margins for the organization.

In this role, you will be at the heart of our funding operations, balancing high-level strategy with the precision required for daily transaction settlement. Success means you are a proactive problem‑solver who can seamlessly bridge the gap between our investors, internal stakeholders, and external partners to ensure our funding platforms operate at peak efficiency.

• Drive investor success by managing relationships with Retail Demand Note investors and program administrators, removing obstacles and creating a smooth, efficient onboarding experience.
• Execute strategic funding activities by leading brokered CD transactions and wholesale funding agreements, ensuring compliance with liquidity policies while helping maximize margins.
• Champion process innovation by identifying operational inefficiencies and leading improvements that strengthen funding workflows and customer service.
• Collaborate across teams as a key liaison between Treasury Front Office, Middle Office, and external brokers to support orderly settlement and accurate reporting.
• Lead high-impact projects for new funding products and technology enhancements, helping define the ideal state and bringing ideas from concept to execution.
• Provide strategic insight to senior leadership through data‑driven updates on market trends, comparative…