Senior Manager, Senior Counsel - Financial Services Legal Team; Hybrid

Senior Manager, Senior Counsel – Financial Services Legal Team (Hybrid)

As a Senior Counsel on the Financial Services Legal Team, you will apply strategic and analytical skills to major challenges and significant business initiatives in Capital One’s Financial Services (FS) Division, a leader and pioneer in the auto finance and technology industries. You will serve in a key role supporting and advising the business in our pursuit to dream, disrupt, and deliver solutions for consumers, dealers, and partners.

As a member of the FS Legal Team, you will partner with a passionate and customer‑centric business that fuels the future of one of the nation’s largest indirect auto‑finance companies. You’ll be a true counselor, advising analysts, technologists, designers, and marketers across FS tasked with strategizing and building innovative solutions to division‑wide challenges and designing products and content central to cultivating Capital One’s iconic and nationally‑recognized brand.

We are seeking a candidate who can identify complex risks, solve problems, and help shape dynamic strategies that directly impact our customers and internal business partners. You will build innovative solutions and services, counsel the business on a wide range of issues—including consumer‑finance laws, regulations, strategy, data, and risk—in a highly collaborative environment.

• Strong executive communication skills
• Impeccable written and oral communication credentials
• Strategic‑influencing skills and the ability to drive consensus across diverse teams through sound judgment and interpersonal and negotiation capabilities
• The ability to take complex ideas and problems and break them down into simple, digestible concepts and solutions
• A successful track record of thriving and leading with heart, hunger, humility, and horsepower in a fast‑paced, entrepreneurial, and dynamic environment

• Strategic Advice
  :
  Understanding technology, the auto finance business, and the rapidly evolving landscapes for both, fostering innovation through an understanding of applicable laws, and charting a course for rolling out, marketing, selling, and negotiating agreements for innovative products where no clear roadmap exists. You’ll drill down into the how we do what we do and why we do what we do to build a better way.
• Translating
  :
  Understanding the law (e.g., data privacy, IP, antitrust, TILA/Reg Z, ECOA/Reg B, FCRA/Reg V, UDAAP), understanding the business and the auto industry, knowing the technology itself (APIs, AI, OSS, machine learning), and having an innate desire to learn along with it. You’ll appreciate dynamic business intent, regulatory requirements, and legal guardrails and best practices, fluidly transition between legalese and developer speak, and do so comfortably with analysts and senior executives alike.
• Business Ownership
  :
  Working hand‑in‑hand with the business to solve problems in flight. You’ll need an ownership mindset and view yourself as part of the business team. While you don’t need to know everything about everything, you’ll have a thirst to understand what you’re reading and keep learning to change the world in awesome ways instead of merely reciting statutes and regulations.
• Partnering to Foster Innovation
  :
  Collaborating closely with colleagues across the Legal Department to fully vet and scale risk. You’ll push responsible innovation in challenging gray areas, with a high value placed on intellectual curiosity and a “we’ll figure out a way” attitude.

• Juris Doctor from an accredited law school
• Active member in good standing of at least one state bar
• At least 4 years of experience at a law firm, a government agency, as a military judge advocate, or as in‑house counsel

• 3+ years of experience advising financial‑services or technology companies
• 3+ years of experience working as an attorney on data, marketing, product development, or technology
• Experience advising companies on regulatory compliance, including UDAAP, the FCRA, GLBA, ECOA, and TILA
• Ability to work effectively in teams and independently, make integrated decisions, and collaborate at…