Principal Architect, Digital - CIB

Step into the role of a Principal Architect at JPMorgan

Chase and become a driving force behind the development and adoption of cutting‑edge, cloud‑based technologies. As a Principal Architect within the CIB Payments, you provide expertise to enhance and develop architecture platforms based on modern cloud‑based technologies, and support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best‑in‑class outcomes.

Principal Architect, Digital – CIB
• Plano, US

• Engage business and technology stakeholders to discuss and propose design approaches that meet current and future needs of various business initiatives.
• Build trusted relationships with business and technical decision makers to provide business and technical thought leadership.
• Identify opportunities to modernize platform capabilities in alignment with business initiatives.
• Define strategy and roadmap for product go‑to‑market, including the breakdown of technical delivery.
• Define the target state of the product and drive achievement of the strategy.
• Participate in architecture governance bodies.
• Evaluate recommendations and provide feedback on business needs, options to get to market.
• Execute creative software solutions, design, development, and technical troubleshooting beyond routine or conventional approaches to build solutions or decompose technical problems.
• Identify opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems.
• Lead evaluation sessions with external vendors, startups, and internal teams to assess architectural designs, technical credentials, and applicability for use within existing systems and information.
• Show practical cloud‑native experience.
• Present and effectively communicate to Senior Leaders and Executives.

• Hands‑on practical experience over 15+ years in delivering system design, application development, testing, and operational stability in the acquiring payments industry.
• Strategic mindset in shaping digital transformation for payments, including digital onboarding, self‑servicing experience for clients, partner integration, and developer experience.
• Strong experience in web development frameworks, web architecture, and mobile frameworks.
• Strong experience in APIs – standards, functional governance.
• Strong experience in identity and access management, including partner integration via APIs or web.
• Strong experience in acquiring/merchant services payment understanding.
• Experience with in‑store or eCommerce merchant payments.
• Ability to understand business requirements, create solution designs, develop technical delivery roadmaps.
• Strong technical background with design and delivery experience using software patterns and principles.
• Advanced knowledge of one or more software, applications, and architecture disciplines.
• Demonstrated proficiency in software applications and technical processes within a discipline (e.g., cloud, artificial intelligence, machine learning, mobile).
• Experience as a functional architect (business/product).
• Experience with domain modeling, understanding business process flow, client experience, and use cases.
• Understanding of business capabilities, features taxonomy.
• Ability to present and effectively communicate to Senior Leaders and Executives.

• Point of Sale experience is a plus.
• Cloud certification is a plus.

We offer a competitive total rewards package including base salary determined by role, experience, skill set and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation. We provide comprehensive health‑care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

We are an equal opportunity employer and place a high value on diversity and inclusion  do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.