Senior Lead Architect, Client/Merchant Onboarding - CIB
Job in
Plano, Collin County, Texas, 75026, USA
Listed on 2026-07-01
Listing for:
JPMorgan Chase
Full Time
position Listed on 2026-07-01
Job specializations:
-
IT/Tech
Job Description & How to Apply Below
As a Lead Architect at JPMorgan Chase within the CIB Payments, Merchant Services, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies. As a core solution architect, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals.
** Job responsibilities*
* + Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
+ Defines the technical target state of their product and drives achievement of the strategy
+ Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data.
+ Participates in architecture governance bodies
+ Evaluates recommendations and provides feedback on solution options
+ Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
+ Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
+ Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
+ As a member of the team, build trusted relationships with business and technical decision makers in the customer's organization to provide business and technical thought leadership
+ Identifies opportunities to modernize platform capabilities along with business initiatives
+ Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
+ Practical cloud native experience
+ Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
** Required qualifications, capabilities, and skills*
* + 8+ years of hands-on practical experience delivering system design, application development, testing, and operational stability with software patterns and principles
+ Hands on building onboarding experiences, self service and assisted
+ Strategic mindset in shaping onboarding transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration
+ Solid understand of acquiring payments onboarding and various complex client setups like Integrators, Franchise, Payment Facilitators
+ Solid understanding of various onboarding steps including KYC, credit, risk, screening
+ Advanced knowledge of one or more software, applications, and architecture disciplines
+
Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
+ In-depth knowledge of the financial services industry and their IT systems
+ Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
+ Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
** Preferred qualifications, capabilities, and skills*
* + Point of Sale experience is a plus
+ Cloud certification is a plus
+ Practical cloud native experience
+ Strong experience in APIs
+ Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
+ Strong Experience as a functional architect (business / product)
+
Experience with domain model, understands business process flow, client experience and use cases
+ Understands business capability, features taxonomy
+ Strong communication and leadership presence
JPMorgan
Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package…
Position Requirements
10+ Years
work experience
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