CCB Risk Program Associate

Job Description

Come and join us in reshaping the future.

As a Risk program Senior Associate within the Chase consumer Bank, you'll be the analytical expert for identifying and retooling suitable machine learning algorithms that can enhance the fraud risk ranking of particular transactions and/or applications for new products. This includes a balance of feature engineering, feature selection, and developing and training machine learning algorithms using cutting‑edge technology to extract predictive models/patterns from data gathered for billions of transactions.

Your expertise and insights will help us effectively utilize big data platforms, data assets, and analytical capabilities to control fraud loss and improve customer experience.

• Identify and retool machine learning (ML) algorithms to analyze datasets for fraud detection in the Chase Consumer Bank.
• Perform machine learning tasks such as feature engineering, feature selection, and developing and training machine learning algorithms using cutting‑edge technology to extract predictive models/patterns from billions of transactions’ amounts of data.
• Collaborate with business teams to identify opportunities, collect business needs, and provide guidance on leveraging the machine learning solutions.
• Interact with a broader audience in the firm to share knowledge, disseminate findings, and provide domain expertise.

• Master's degree in Mathematics, Statistics, Economics, Computer Science, Operations Research, Physics, and other related quantitative fields.
• 2 years of experience with data analysis in Python.
• Some Experience in designing models for a commercial purpose using some (at least
  3) of the following machine learning and optimization techniques: CNN, RNN, SVM, Reinforcement Learning, Random Forest/GBM.
• A strong interest in how models work, the reasons why particular models work or not work on particular problems, and the practical aspects of how new models are designed.

• PhD in a quantitative field with publications in top journals, preferably in machine learning.
• Experience with model design in a big data environment making use of distributed/parallel processing via Hadoop, particularly Spark and Hive.
• Experience designing models with Keras/Tensor Flow on GPU‑accelerated hardware.
• Experience with graph technology, including designing and implementing graph‑based machine learning models for fraud detection or risk assessment. Familiarity with graph databases (such as Tiger Graph or Neo4j …), graph algorithms (e.g., node classification, link prediction, community detection), and graph feature engineering is highly desirable. Ability to leverage graph analytics to uncover complex relationships and patterns within large‑scale transaction data is a strong plus.
• Hands‑on experience with transformer models and related architectures (such as BERT, GPT, or Graph Transformers) for natural language processing, anomaly detection, or transaction analysis. Proficiency in fine‑tuning and deploying transformer‑based models using frameworks like PyTorch or Tensor Flow is preferred. Demonstrated ability to apply transformer models to extract meaningful insights from unstructured or semi‑structured data sources will be highly valued.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet…