Senior Software Engineer

Overview Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like  one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow.

with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in‑class customer experience in an innovative, collaborative environment.

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

This position is based in Plano, TX.

Toyota Financial Services is seeking a Senior Software Engineer who is a strong individual contributor with the ability to design, build, and own complex services and features. This role operates with minimal guidance and plays a key part in shaping system design, improving resiliency, and raising the overall technical bar across the team.

The ideal candidate is comfortable owning features end‑to‑end, collaborating across teams, and contributing to both backend and frontend solutions within Toyota’s dealer and consumer digital platforms.

As a Senior Software Engineer, you will:

• Design and develop scalable backend services and modern user interfaces supporting dealer and consumer journeys.
• Own features end‑to‑end
  , from design and implementation through testing, deployment, and production support.
• Contribute to architecture, performance, scalability, and resiliency decisions.
• Build and maintain APIs that support dealer workflows, pricing requests, and credit journeys.
• Apply strong observability, testing, and operational discipline to ensure production‑ready solutions.
• Participate in code reviews and technical discussions, helping improve system quality and maintainability.
• Mentor junior engineers and positively influence technical direction and engineering
  standards.
• Leverage AI‑assisted development tools to improve delivery speed and code quality.

• Bachelor's degree in Computer Science, Engineering, or a related field.
• 5+ years of software engineering experience delivering production‑grade systems.
• Strong hands‑on experience with Java, Spring Boot, and microservices architectures.
• Experience building APIs that support dealer, pricing, and credit workflows.
• Practical AWS experience, including E
  CS/Fargate, IAM, S3, and Cloud Watch.
• Familiarity with event‑driven messaging for publishing rates, incentives, or decisions.
• Frontend development experience with React, Next.js, or Vue for digital automotive
  experiences.
• Hands‑on use of Splunk or Dynatrace for debugging and production support.
• Solid understanding of Toyota financial products
  , including retail, lease, incentives, and certified programs.
• Strong sense of ownership and accountability for production systems.

• Builds and enhances frontend component
  s (React / Next.js / Vue) as part of feature ownership.
• Understands how UI interactions map to backend APIs and workflows.
• Collaborates effectively with designers and frontend peers to deliver polished features.

• Understands data structures and schemas used by services and events.
• Ensures data correctness and consistency across APIs and workflows.
• Uses logs and metrics to reason about data issues in production
  .

• Experience working in automotive or financial services domains.
• Exposure to distributed systems and high‑availability platforms.
• Familiarity with AI‑assisted coding tools such as Git Hub Copilot or similar.
• Experience contributing to platform standards, shared services, or reusable frameworks.
• Proven mentorship of junior engineers or leadership in technical initiatives.

During your interview process, our…