APD Specialist III - Plymouth County, MA
Listed on 2026-10-05
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Insurance
Insurance Claims, Insurance Analyst, Underwriter, Auto Insurance
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results‑driven, high‑performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team.
We tackle challenges head‑on, learn from every experience and measure our impact on the customers who trust us.
Join an award‑winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Workplace:
Remote ( ) – Candidate must reside in Plymouth County, MA.
Completes virtual or in‑person vehicle inspections on repairable and/or total loss vehicles, establishes damages, and negotiates settlement of claims with customers and repair facilities. Works independently and/or collaboratively with claim owners to investigate coverage and liability on a case‑by‑case basis. Responsible for managing a variety of specialty auto losses specific to complex and severe damage estimates, Total Loss Express, Fire, Theft & Vandalism, and other than auto property damage claims.
Provides excellent service to internal and external customers.
- Inspects, appraises or evaluates damaged property using claims estimating software and determines claims related damage.
- Completes auto repair estimates or adjusts repair facility estimates.
- Manages repair process and adjusts auto repair supplements.
- Field CR’s will be required to make critical decisions on repair vs replace in addition to total vs repair at all times.
- Issues payments on site when appropriate.
- Completes vehicle total loss valuations.
- Explains total loss process and settles total loss claims.
- Obtains salvage release agreement from policyholder or claimant on total loss vehicles before assigning liability to Salvage department, mitigating additional salvage storage costs.
- Interacts/collaborates directly with policyholders, claimants, agents, repair facilities and attorneys to set appointments, explain damages and the repair process, and set expectations.
- Effectively collaborates with claim owners, defense counsel, SIU and independent adjustors for customer interaction and resolution strategy.
- Appropriate communication with all entities associated with the claim and the repair must be established and maintained at all times to ensure parts are available and ordered on time to keep repair on schedule.
- Confirms, explains, and applies coverage, assists with rental management, determines and reports on subrogation potential, fraud ind icators, negotiates and issues claim payments.
- Serves as mentor to less experienced adjusters, and demonstrates leadership skills on projects and in the workplace.
- Performs other duties as assigned.
- High school diploma or equivalent required.
- Bachelor’s degree preferred, or an automotive related Associate of Applied Science degree from an accredited technical college, or the experience described below.
- Advanced negotiating skills.
- Advanced in‑person interpersonal and communication skills.
- Advanced computer and time management skills.
- 36 months of previous APD Estimating skills required or consistent demonstration of technical proficiency.
- Advanced knowledge of body and mechanical repair/replace operations.
- Advanced conflict resolution skills. Advanced critical thinking…
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