Business Strategy Analyst​/Data Scientist

Business Strategy Analyst/Data Scientist

Pompano Beach, Florida | Full-Time | 100% On-Site
Salary Range: $55,000-$80,000

Are you a recent graduate with strong analytical skills and advanced SQL knowledge? Are you ready to use data, mathematics, and modeling to solve real business problems?

Southern Auto Finance Company (SAFCO) is seeking a Business Strategy Analyst / Data Scientist to help strengthen our servicing strategies, improve operational performance, and turn complex data into practical business decisions.

• This is a 100% in-office position
  , five days per week, at our Pompano Beach, Florida headquarters.

• Remote and hybrid arrangements are not available.

• Candidates must live within a reasonable commuting distance or be willing to relocate.

• Advanced SQL proficiency is required.

At SAFCO, we believe a finance company should exist to help customers build a better tomorrow. For more than 30 years, we have provided responsible auto financing solutions while creating opportunities for our customers, dealer partners, and employees.

As SAFCO continues to grow, we are investing in stronger analytics, smarter servicing strategies, and more efficient operational processes. This role offers a motivated analyst the opportunity to work with meaningful data, solve challenging problems, and directly influence business performance.

You will work closely with executive leadership and servicing management to improve performance throughout SAFCO’s servicing and collections organization.

Your responsibilities will include:

• Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs

• Use advanced SQL to combine, clean, validate, and analyze data from multiple systems

• Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions

• Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies

• Build and maintain reports, dashboards, visualizations, and performance-monitoring tools

• Identify opportunities to automate servicing and collections workflows

• Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities

• Design, implement, and analyze A/B tests for new servicing strategies and customer-treatment approaches

• Evaluate collector productivity, outreach strategies, and campaign performance

• Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance

• Respond to ad hoc data and analysis requests from executive leadership

• Partner with business leaders to gather requirements and lead analytical or process-improvement projects

• Ensure the accuracy, consistency, and integrity of data across reporting environments

• Prepare presentations that clearly communicate findings, recommendations, and results

• Translate complex analytical findings into practical insights for non-technical stakeholders

• Bachelor’s degree in Mathematics, Statistics, Data Science, Business Analytics, Finance, Engineering, Computer Science, Economics, or a related quantitative field

• Advanced SQL skills

• Advanced Microsoft Excel skills

• Strong analytical, mathematical, and problem-solving abilities

• Ability to interpret data, recognize meaningful patterns, and develop practical recommendations

• Strong attention to detail and commitment to data accuracy

• Clear, professional written and verbal communication skills

• Ability to explain technical concepts to non-technical audiences

• Ability to manage multiple assignments in a fast-paced environment

• Curiosity, initiative, and a…