US Client Onboarding Manager

We’re seeking a future team member to join our Client Onboarding function. As a Client Onboarding Manager, supporting the onboarding of U.S. corporate lending clients, you’ll play a hands‑on role in contributing to our US Expansion.

You’ll work directly with clients, their legal counsel, and internal stakeholders across the business to deliver a high-quality onboarding experience — balancing regulatory excellence with pace and a strong focus on customer delight.

• Undertaking AML Customer Due Diligence (CDD) reviews and customer risk assessments for new U.S. corporate lending clients.
• Managing the AML CDD component of U.S. commercial loan origination, ensuring onboarding aligns with lending timelines.
• Working collaboratively and side by side with the UK‑based offshore onboarding team to deliver timely, accurate, and high‑quality AML/KYC onboarding for U.S. lending clients.
• Managing customer and stakeholder expectations through clear, effective communication, while maintaining momentum and delivery at pace.
• Ensuring onboarding of U.S. lending clients complies with UK AML regulations (MLR 2017 and JMLSG Guidance).
• Ensuring onboarding of U.S. lending clients complies with U.S. AML/BSA expectations, including FinCEN requirements and relevant CIP standrads.
• Conducting and reviewing beneficial ownership and control structure analysis, including complex U.S/international corporate structures.
• Ensuring appropriate screening against sanctions, PEPs, and adverse media, including U.S‑specific considerations.
• Acting as an escalation point for high‑risk U.S. clients and lending structures.
• Identifying opportunities to improve onboarding processes and drive efficiency.
• Supporting the Lending Lead with transformation and change initiatives, aligned to the bank’s strategic plan.
• Completing BAU and ad‑hoc administrative tasks as required.

• 5+ years’ experience in AML/KYC in client onboarding within a bank or regulated financial institution experience working with UK AML regulations (MLR 2017 and JMLSG Guidance) & U.S. AML/BSA expectations, including FinCEN requirements.
• Experience onboarding U.S. corporate or commercial clients, ideally in a lending or credit environment.
• Strong experience analysing complex corporate structures, including exposure to non‑transparent jurisdictions such as trusts and offshore funds (e.g. BVI, Channel Islands, Cayman Islands).
• Excellent understanding of AML/KYC requirements, including CDD and EDD.
• Familiarity with UK and U.S. sanctions regimes, including OFAC.

• Strong analytical skills with the ability to research, assess risk, and summarise findings clearly and concisely.
• Excellent written and verbal communication skills, with confidence engaging internal and external stakeholders.
• Ability to work in a fast‑paced environment while maintaining meticulous attention to detail.
• Proven ability to take ownership, prioritise effectively, and deliver consistently high‑quality outcomes.
• Comfortable working to deadlines and service‑level expectations.
• Resilient, adaptable, and calm under pressure.
• A collaborative team player with a strong customer‑first mindset and a desire to go the extra mile.