Portfolio Analytics & Strategy Specialist - Data, Modeling & Analytics

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers and foster an inclusive workplace culture where all employees feel respected, valued, and can contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Data, Modeling & Analytics Retail Lending Insights & Analytics organization, you will be based in one of the following locations:
Portage, MI;
Brecksville, OH;
Pittsburgh, PA; or Chicago, IL.

• Intermediate to advanced proficiency in Python & SQL, Jupyter Hub, PAE, and Power BI.
• Strong experience gathering and translating business requirements.
• Excellent communication and presentation skills.
• Experience in the financial services industry preferred.
• Ability to work in an in-office setting and collaborate across teams.

• Provide financial and regulatory reporting and analyses to maintain adequate controls over reporting processes.
• Run complex business performance, risk, and operational analytics.
• Develop analytical methods/models to assess market, credit, and/or operational risk of new and existing financial products.
• Leverage product and business expertise to rigorously analyze large datasets, improve risk‑adjusted returns, and deliver profitable growth.
• Synthesize analytical results and develop, recommend, and implement business strategies that improve lending decisions, manage risk, increase revenues, and reduce exposure to losses.
• Establish baselines for strategies and track actual performance against expectations.
• Apply predictive models, third‑party data, and other tools to develop and execute segmentation and targeting for acquisition and portfolio strategies, providing insight into portfolio risk.
• Manage engagements with internal and external information suppliers to ensure solutions are fit for purpose while maintaining governance and oversight.
• Collaborate with business, credit, data, and model‑development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
• Design and enhance standard reporting suites for regular product and portfolio reviews.
• Collaborate with Finance and Risk partners to assess and establish credit risk appetite and determine its implications, facilitating policies and procedures for risk management.

• University or college degree with 5+ years of industry‑relevant experience, or an equivalent combination of education, certifications, and experience, including military service.
• No specific certification or license required.

Base Salary: $91,000.00 - $. Salary may vary based on geographic location, market data, and individual skill, experience, and education.

PNC offers a comprehensive range of benefits, including medical/prescription drug coverage with a Health Savings Account feature, dental and vision options, life insurance for employees and family members, short‑ and long‑term disability protection, 401(k) with PNC match, pension, and stock purchase plans, dependent‑care reimbursement, backup childcare/elder care, adoption, surrogacy, and doula reimbursement, educational assistance, a robust wellness program with financial incentives, and paid time off that includes maternity and/or parental leave, up to 11 paid holidays, 9 occasional absence days, the concession of 15 to 25 vacation days, and additional benefits that grow with experience.

If an accommodation is required to participate in the application process, please contact us via email at  or call 877‑968‑7762 and say "Workday". All information will be kept confidential.

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other protected categories. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA), the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California residents:
Refer to the California Consumer Privacy Act Privacy Notice for how PNC may use or disclose your personal information in our hiring practices.