Senior Investment Analyst Commercial Mortgage Loan

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• Award-winning culture
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  Health, Vision, Dental, Short & Long-Term Disability
• Generous PTO (including paid time to volunteer!)
• Up to 9.5% 401(k) employer contribution
• Mental health support
• Career advancement opportunities
• Student loan repayment options
• Tuition reimbursement
• Flexible work environments

All benefits listed above are subject to the terms of their individual Plans.

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This role is a technical specialist in CML investing and supports the production and management of commercial mortgage loan investments. Responsibilities vary by analyst and include independently: (a) reviewing loan submission packages, researching/ analyzing market data, and underwriting mortgage loans; (b) preparing loan applications (c) closing loans and allocating work among analysts; (d) reviewing and valuing loans in the portfolio; (e) actively managing the mortgage loan portfolio;

and (f) managing the REO and equity portfolio. A senior investment analyst’s responsibilities may include reporting, management and training of more junior analysts. Will serve on and lead special projects and/or reporting functions. This role will be expected to train, mentor, coach and develop lower level CML analysts.

• Serve as a team lead to other analysts by monitoring pipeline of new loan applications to allocate loan closings and distribute workload among the team.
• Support VP and Investment Officer(s) with in-depth market research, initial loan submission and underwriting analysis.
• Coordinate and manage closing process of new loans including draft preparation of loan applications, collection of fees, review of non-legal documents, lease and financial analysis, timely data input and effective communication with internal and external clients.

• Manage existing mortgage loan portfolio including analysis of loan documents, loan valuations, lease analysis and recommendations, additional collateral reserve accounts and other asset management issues.
• Independent analysis of annual property operating statements and revaluation of individual loans.
• Monitor loan defaults and problem loans including coordination of third‑party reports, assistance in preparation/negotiation of management, leasing and listing agreements with third party firms, rent/payment collection, and internal loan reporting.

• Assist in management of owned investment real estate properties to maximize returns in leasing, budgeting, operations and sales, working closely with local third-party property managers.
• Stay up to date on external commercial real estate trends and routinely share findings with the team to contribute to ongoing development of other analysts.
• Preparation of monthly, quarterly, annual and ad‑hoc portfolio reporting for various internal and external purposes (the latter of which includes MBA, audit, CREF, FHLB, CECL, special projects).
• Administration of loan and real estate management systems, including training, reporting, process review/improvements, testing/coordination of annual upgrades with internal resources and external vendors.
• Back up for team members.
• Assist other investment areas with related real estate issues, as needed.
• May perform other duties as assigned.

• BA or BS in business, finance…