Credit UW -II or Senior

Credit UW I-II or Senior

Seattle, Washington;

Portland, Oregon;
Spokane, Washington

** To proceed with your application, you must be at least 18 years of age.*
* Acknowledge (
-2)

** Bank of America employees are required to meet all*
* ** posting eligibility requirements*
* ** prior to applying for any new position.*
* Acknowledge (
-2)

Refer a friend

** To proceed with your application, you must be at least 18 years of age.*
* Acknowledge (
-2)

** Bank of America employees are required to meet all*
* ** posting eligibility requirements*
* ** prior to applying for any new position.*
* Acknowledge (
-2)

*
* Job Description:

*
* At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

*
* Job Description:

*
* As an Underwriter on the Global Commercial Banking credit team, you will be responsible for underwriting loans and related credit exposure for a portfolio of middle market companies across a broad range of industries with annual revenues ranging from $50 million to $2 billion in the Seattle, Portland, Spokane markets. Working in close partnership with Relationship Management, Debt Capital Markets, Investment Banking and other product teams, you will analyze lending opportunities and perform ongoing portfolio monitoring.

You will report to a Senior Credit Manager and work day-to-day with a team of Credit Officers, fellow Underwriters and Credit Analysts.

** Responsibilities:*
* + Partner with credit teammates, relationship management and product teams to develop strategic debt financing solutions

+ Employ credit and accounting knowledge to structure bilateral and syndicated loans aligned with client needs and bank risk parameters

+ Analyze ancillary credit exposure for treasury, rates and foreign exchange products

+ Perform due diligence and dynamic risk assessments of borrowers, industries and transactions

+ Create credit approval packages and own the credit approval process from initiation through final decision

+ Construct detailed financial cash flow and repayment models, including sensitivity analyses

+ Complete enterprise value (discounted cash flow), pricing, returns and risk rating models

+ Ensure adherence to regulatory and internal policies and procedures

+ Exercise approval authority for certain credit actions

+ Present well supported opportunities to credit and risk leadership

+ Partner with internal and external legal partners to complete loan documentation

+ Oversee quarterly monitoring exercises and requirements

*
* Skills:

*
* + Attention to Detail

+ Credit and Risk Assessment

+ Financial Analysis

+ Underwriting

+ Written Communications

+ Analytical Thinking

+ Credit Documentation Requirements

+ Financial Forecasting and Modeling

+ Recording/Organizing Information

+ Business Acumen

+ Collaboration

+ Collateral…