Software Engineer, Backend

About Us:

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs.

We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.

We partner with companies like Door Dash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration.

Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.

We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed.

Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital.

Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

This is a unique opportunity to be one of the first engineers that Parafin hires in Portland as part of a newly forming team! As a Staff Software Engineer, Backend at Parafin Portland, you will be working directly with our Portland engineering leader to build and establish this new team.

You will play a pivotal role in building, scaling, and maintaining our financial infrastructure. This position offers the opportunity to work across various engineering teams to design and develop robust, secure, and high‑performing systems that power our embedded financial products. You will tackle critical technical challenges, mentor fellow engineers, and influence the strategic direction of our technology stack.

You will be reporting to an engineering leader who is located full‑time in Portland. As the team grows, we will establish a physical presence with an in‑person collaboration space, with the team working there three days per week (hybrid). This is the first expansion of Parafin outside of our San Francisco headquarters, and YOU get to be part of it!

• Design, build, and maintain scalable, reliable, and componentized systems that support our merchant‑facing products and services, with interfaces that amplify product development.

• Own and drive technical projects from ideation to deployment.

• Collaborate with cross‑functional teams, including Product, Data Science, Legal, and Accounting.

• Improve system performance, security, and reliability through continuous optimization.

• Mentor and guide other engineers, fostering a culture of technical excellence.

• Collaborate with our local engineering leader to recruit additional talented engineers locally in Portland.

• 6+ years of software engineering experience, preferably in fintech or financial services.

• Strong proficiency in backend development, ideally with Python, Go, or similar languages.

• Experience with cloud infrastructure (AWS, GCP) and scalable system design.

• Deep understanding of distributed systems, databases, and API development.

• Passion for building impactful financial products that empower small businesses.

• Excitement to build a new team from the ground up.

• Bachelor’s Degree in Computer Science (or related field of study), or equivalent hands‑on work experience.

• Salary Range: $220k-$250k

• Equity grant

• Medical, dental & vision insurance

• Work from home flexibility

• Unlimited PTO

• Commuter benefits

• Free lunches

• Paid parental leave

• 401(k)

• Employee assistance program

We are committed to providing highly competitive cash compensation, equity, and benefits. The compensation offered for this role will be based on multiple factors, including location, the role’s scope and complexity, and the candidate’s experience and expertise, and may vary from the ranges provided above.

• For roles based in San Francisco, CA, the estimated base salary range is $265k - $330k

If you require reasonable accommodation in completing this application, interviewing, completing any pre‑employment testing, or otherwise participating in the employee selection process, please contact us.