Sr. Financial Analyst II

It’s fun to work in a company where people truly BELIEVE in what they’re doing! We’re committed to bringing passion and customer focus to the business.

Service Credit Union is seeking a full‑time Sr. Financial Analyst II in the Finance and Treasury Department who will perform financial analytics across all areas of the credit union to help improve financial profitability and returns. The position will also monitor, advise, and report on the credit union’s liquidity position and interest rate risk. The position will support budget and forecast modeling and analyze current financial and liquidity trends and future opportunities with respect to return on investment.

This position is also responsible for responding to ad‑hoc analytical requests, driving periodic forecast scenarios, and publishing daily, monthly, and quarterly liquidity and risk monitoring reports.

Most importantly, the candidate must be of the highest moral and ethical character, with a strong work ethic, good attitude and must operate with a sense of urgency. This position reports to the Manager of Finance and Treasury.

Compensation: $101,540 – $126,925/yearly, depending on experience and qualifications. Junior‑level candidates typically start at the lower end of the range, with opportunities for growth as skill develops.

• Great health and dental benefits starting day one!
• PTO, long‑term disability, and paid holidays.
• 401k with 8% company contribution after one year of employment.
• Paid leave policy after 12 consecutive months of employment.
• Free confidential mental health support program with Talkspace.
• Free identity‑theft protection through Identity Force.
• Tuition reimbursement.
• Training and career growth opportunities.

• Monitor market conditions to alert and advise management on strategic options.
• Support management of overnight cash position to ensure settlement accounts are funded and excess funds are held in the highest overnight rate accounts.
• Monitor collateral requirements at the Federal Home Loan Bank and Federal Reserve, comply with reporting requirements, and adjust collateral when necessary.
• Review, analyze, and adjust product profitability reports; leverage product profitability to create relationship profitability and help evaluate strategic decisions (e.g., new products, growth opportunities, purchase and sale of loans, acquisitions).
• Help develop branch profitability models that generate alternative views offering management multiple perspectives on alternative courses of action.
• Support the preparation of Asset Liability Management reports with a third‑party vendor (investment advisor) and participate in quarterly ALCO and Investment Committee meetings.
• Discern new business opportunities and effectively communicate potential outcomes for the institution.
• Support the preparation of materials for bi‑weekly Pricing Committee meetings; participate in the Pricing Committee to answer questions and present some of the materials and research.
• Assist with annual budget preparation; review and analyze trends in balance‑sheet components to create reasonable targets and forecasts.
• Maintain an understanding of federal laws and regulations related to the credit union’s financial activities.
• Support requests for data and information from external and internal auditors and examiners.
• Assist with updates of credit union ALM and Investment policies.
• Analyze balance‑sheet positions to anticipate funding requirements and optimize Net Interest Margin.
• Support the preparation of reports to the leadership team and board of directors as needed to summarize the credit union’s current and future financial position.

• Develop a working relationship with the Lending and Member Service executives and staff to understand the business drivers that underly the credit union’s product pricing and positioning.
• Maintain confidentiality regarding credit union policies and procedures, member financial data, personal information, and work‑related events.
• Collaborate and maintain a professional relationship with peers, management, other staff, and members through cooperation, mutual trust and respect.