Corporate Mortgage Closer

About the Role

The Mortgage Loan Closer prepares the initial and final closing disclosure (to include review of the Seller CD) and closing package, funds the mortgage transaction, ensuring that all documents are complete, accurate, and in compliance with applicable laws and regulations.

This is a corporate position which may be located at an available bank division in Coeur d'Alene, , Post Falls, , or Spokane, WA. The entry rate for this position is $19.12 per hour (calculated for Coeur d'Alene, ). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA applicants ONLY range:
Spokane $21.01 to $31.53 per hour.

• Maintains a professional, courteous, service oriented relationship with all parties involved in the loan process. Acts as liaison between the company, the title/escrow company, and the originator to ensure timely closing of the loan, accurate completion of all loan documents, and coordination of the closing process.
• Schedules and prepares loans for closing once the Underwriter has approved the loan and conditions are cleared. Ensure closing documents and instructions are accurate by reviewing fees and final figures from title/escrow, calculating cash to close, and validating loan data.
• Entering required data into Loan Origination System (LOS).
• Delivers Closing Disclosure per proper Service Level Agreements (SLA).
• Sends closing document package to title/escrow and borrower (if eClosing). Receives in signed closing docs from title/escrow and requests funding of the loan.
• Accountable for follow up for any missing or incomplete loan documentation in all files processed and/or closed.
• Must comply with applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Qualifications:

• Required:
  
  High School Diploma / GED

• Required:
  
  1 year Mortgage Fulfillment Experience.
• Required:
  
  Beginner Experience with loan platform software such as Encompass, and ability to learn additional computer applications.
• Preferred: 1 year Closing Experience.
• Preferred:
  Knowledge of FHA, VA, USDA, Conventional, Construction, and Loan Policy procedures.

Not required.

• Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.
• Strong analytical skills.
• Strong attention to detail.
• Must comply with applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Employee must be capable of regular, reliable, and timely attendance.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.

• Travel:
  Occasional travel required (less than 10 days per year) by automobile (driver and passenger), commercial airlines, rental vehicles and public transportation; able to lodge in public facilities.
• Working Conditions:
  
  Indoors, a climate-controlled shared work area. Noise Level: Moderate noise within reasonable limits. Lifting:
  Exerting up to 10 pounds occasionally; sedentary work most of the time.
• Vision:
  Close visual acuity sufficient to prepare and analyze data, view a computer terminal, and read materials.
• Physical
  
  Activities:
  
  Daily fingering; other physical activities infrequent or rare.

Compensation & Benefits: Starting salary dependent on relevant experience and may vary by location. Extensive benefits package including medical, dental, vision, and life insurance; health savings account, Employee Assistance Program, health rewards program, retirement savings plan (401(k) and Profit-Sharing), short and long-term disability benefits, education and training benefits, and discounts on banking products and services. Generous Paid Time Off (PTO) plan and paid holidays.

PTO accruals and paid holidays details vary by status and location.

Equal Opportunity

Employer:

We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Work Visa: Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters: No Recruiters or unsolicited agency referrals please.