Powell Business Development​/Loan Officer

The First Citizens National Bank is looking for an individual to serve as a Business Development/Lending Officer at the Powell Banking Center location. The individual in this position would be responsible for proactively executing integrated sales, service and relationship strategies to support growth and retention of business customers. Develop new-to-bank business relationships, as well as cross-marketing/needs fulfillment for existing clients.

External calling to increase business development; providing strong and visible leadership that include positive attitudes and trust among employees, clients and prospects; provide referrals for cross‑selling; recognize early warning signs and closely monitor clients to anticipate changes in risk rating and proactively identify issues to mitigate potential future risk; extensive involvement and leadership in local community awareness highlighting the Bank’s partnership in the community and to provide broad multi‑product banking solutions to companies housed in the marketplace.

Oversee and ensure safe and sound underwriting/credit practices and overall leadership of sound lending activity; accept loan applications, prepare documents, and handle closings outside of the Bank and in assigned banking offices; strictly adhere to internal control policies and procedures; ensure the organisations activities are carried out in accordance with all regulatory, legal, and governmental regulations.

Minimum 10 years commercial lending experience, formal credit training, Bachelor’s degree in Finance or equivalent work experience in business related field. Knowledge and understanding of consumer and residential lending is a plus. Salary and commission is commensurate with experience and a complete benefits package is offered including: education reimbursement, student loan debt repayment, paid vacation and personal days, 401(k), health, dental, vision insurance and more.

Equal Opportunity Employer M/F/D/V. First Citizens is an employee at-will company