Sr Credit Underwriter​/Underwriter II-Global Leasing​/Equipment Finance

Job Summary

Responsible for performing risk assessment and repayment capacity analysis for moderately to highly complex transactions, preparing transaction justifications, and independently managing credit quality and approval processes with limited oversight. The Sr. Credit Underwriter evaluates creditworthiness, documents analysis, monitors portfolio performance, and works closely with Risk Management Officers and Senior Management to ensure adherence to policy and regulatory requirements.

• Evaluate credit worthiness and provide analysis and decisioning on whether a client should receive a credit facility.
• Partner with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions.
• Monitor the client's operating performance and financial condition, proactively identifying issues and opportunities.
• Deliver financial modeling, loan structure, industry, economic, and other analysis to support the loan decision‑making process.
• Ensure adherence to credit policies, guidelines, procedures, and applicable regulatory requirements.

• 5+ years commercial credit experience.
• Experience with equipment finance.
• Experience in the analysis and structuring of complex transactions.
• Strong credit and risk analysis skills.
• Strong presentation, structuring and financial statement analysis skills.
• Proven ability to analyze, interpret, and negotiate third‑party documentation.
• Proven ability to identify trends and emerging risks in underwriting and client selection.

• Undergraduate degree in finance or accounting.
• MBA or CFA preferred.

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

High School Diploma / GED / Secondary School or equivalent.

1st shift (United States of America).

40.

Pay range: $80,000.00 – $ annualized salary, adjustments based on experience, education and skill set.

This role is eligible for benefits and an annual discretionary incentive based on performance and overall company success.