Product Specialist -Lease Pricing Specialist

Product Specialist II

The Product Specialist II provides analytical support to Global Leasing client teams throughout the sales process, assisting in the structuring and execution of asset‑finance transactions across a diverse range of asset classes, industries and markets. The Product Specialist II supports pricing, modeling, and other economic analyses under the guidance of more experienced team members, with opportunities to learn how tax, accounting, credit, and other financial considerations are incorporated into lease optimization models.

Assists with preparing analyses for client teams and develop relationships with internal functional groups to support origination, funding, and booking activities. Contributes to strategic analytic assignments and analytical tools that support the Global Leasing business.

• Support evaluation of transaction economics through creation of cash flow models, and using pre‑tax and after‑tax analytical methods.
• Assist with pricing new transactions for hold and sell scenarios, and model transactions around internal metrics and/or syndication market assumptions.
• Help analyze cash flows and structures, escalating questions and recommendations to senior team members.
• Build knowledge of tax and other technical aspects of lease structuring and analysis.
• Prepare presentation materials for internal and external discussions.
• Prepare associated document schedules and pricing exhibits; support documentation review as needed.
• Partner with Leasing team members to provide analytical support, economic analysis, and structuring input for transaction review and approval forums.
• Assist in identifying, analyzing, and working through commercial, structural, tax, and accounting issues.
• Coordinate with Credit, Risk, Finance, Tax, and Operations on economic, tax, structural, and accounting questions or issues with guidance from senior team members.
• Support the development and maintenance of analytical models as needed.

• 2+ years of experience in cash flow modeling, financial modeling, credit analysis within a commercial/corporate banking related environment.
• Strong mathematical analytical and problem‑solving skills.
• Proficiency in Excel, including financial analysis, formulae, and model review.
• Ability to work collaboratively with cross‑functional partners such as Accounting, Tax, Credit, Operations, Documentation, Finance, and Risk.

• Exposure to leasing, structured asset finance, project finance, commercial banking, credit, accounting, tax, or treasury concepts.
• Coursework, internship, rotational program, or early‑career work experience involving financial modeling, cash flow analysis, valuation, accounting, economics, or corporate finance.
• Interest in leasing and asset finance products, including related tax, accounting, and regulatory capital considerations.
• Familiarity with loan, lease, valuation, or financial modeling software is helpful but not required.
• Bachelor's Degree in Mathematics, a mathematical science, Economics, Finance, CFA Level 3, Business, Engineering, Data Analytics, or another quantitative or analytical discipline.

• Attention to Detail
• Analytical Thinking
• Problem Solving
• Coding
• Financial Forecasting and Modeling
• Oral & Written Communication
• Issue Management
• Lease Structuring
• Self‑Motivated with Strong Work Ethic
• Prioritization
• Written Communications
• Collaboration
• Business Acumen
• Continuous Improvement
• Innovative Thinking
• Reporting

High School Diploma / GED / Secondary School or equivalent.

1st shift (United States of America)

40

Pay range: $83,000.00 – $ annualized salary, offers determined based on experience, education and skill set. Discretionary incentive eligible:
Employees are eligible for an annual discretionary award based on overall individual performance, behavior, and contributions of their line of business and/or group.

This role is currently benefits eligible. We provide industry‑leading benefits, access to paid time off, resources and support to employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.