Lead Engineer, Cloud Engineer - Software, Software Engineer

About Mojo Tech

Mojo Tech is an innovative technology consulting firm that leverages strategy, design, data, and software engineering to create results-driven, AI-enabled, digital products and experiences.

We partner with our clients to discover and build tomorrow's intelligent innovations, empowering every company to unlock future market potential, maximize returns on innovation, and drive transformational change.

About Dream Fi

Dream Fi is building the future of accessible digital banking-fast, intuitive, and secure. We're leveraging cutting-edge technology and Banking-as-a-Service (BaaS) platforms to launch financial products that help people take control of their money without the complexity of traditional banks.

We're a small, high-impact team looking for versatile engineers who are passionate about building elegant, user-friendly, and secure fintech products from the ground up.

Role Overview :

This role will begin as a six-month contract engagement through Mojo Tech, working closely alongside the Dream Fi team in a fully integrated capacity. Following the initial contract period, the expectation is for the individual to transition into a full-time employee role directly with Dream Fi, contingent upon performance and business needs.

As a Lead Engineer at Dream Fi, you'll be a hands-on technical leader responsible for building and scaling our platform from early stages. You'll work closely with the VP of Engineering to define the technical vision, establish best practices, and guide the growth of our engineering function. This is a high-impact role where you'll shape product architecture, mentor other engineers, and influence how we build technology and teams.

Responsibilities:

• Partner with the VP of Engineering to set the technical direction, team processes, and development roadmap
• Lead the architecture, development, and deployment of core platform features
• Work across the stack:
  React Native (mobile), Go (backend), and AWS (infrastructure)
• Own integrations with BaaS providers (e.g., Synapse, Unit, Galileo) and other fintech APIs
• Collaborate closely with product, design, and leadership to translate business needs into technical execution
• Mentor and support engineers through code reviews, guidance, and career growth
• Scale and maintain infrastructure using modern Dev Ops practices (IaC, CI/CD, monitoring)
• Help define and support hiring efforts to grow a world-class engineering team

Desired

Skills & Experience:

• 5+ years of professional experience in software engineering, with 1-2+ years in a leadership role
• Deep backend experience with Golang in production environments
• Solid experience building mobile apps with React Native
• Strong understanding of AWS services (Lambda, ECS, RDS, S3, IAM, etc.)
• Experience integrating BaaS or third-party fintech APIs
• Proficiency in Postgre
  
  SQL, including schema design, query optimization, and migrations
• Working experience with Type Script in production environments
• Familiarity with secure API design, authentication (OAuth2, JWT), and data protection
• Strong understanding of engineering best practices around testing, version control, CI/CD, and code maintainability
• A collaborative mindset, strong communication skills, and the ability to work across disciplines
• A passion for mentoring, shipping high-quality code, and working in a fast-paced startup environment
• Experience with early-stage fintech startups or regulated environments
• Familiarity with compliance frameworks (e.g., PCI, SOC
  2)
• Familiarity with accessibility standards, including WCAG guidelines
• Experience with observability tools
• Background in setting up engineering documentation and onboarding processes

Why Join Us

• Take a leadership role with real influence on product, architecture, and culture.
• Work side-by-side with the VP of Technology and founding team.
• Equity and growth opportunities at a fast-growing fintech startup.
• Remote-first culture, flexible hours, and strong autonomy.

Compensation Structure

Initial 6-month contract engagement at $58-72/hour, with intended transition to a full-time salaried position at $120,000 - $150,000 annual base salary following the contract period.