In-House Appraiser Manager Job Provo area,Utah USA,Real Estate/Property

Description

Responsible for conducting in-house appraisals and preparing written analysis of residential properties. Gathers and analyzes sales, legal, and cost data to determine a fair appraisal value for mortgage loan and HELOC purposes. Assists in the development of appraisal policies and procedures which are legally compliant and support the objectives of the Credit Union. Assists Lending personnel as necessary. Manages junior appraiser.

Manage year-end tax assessment valuations for loan portfolio. Manage ROV (Reconsiderations of Value responses). Other jobs as assigned.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Assumes responsibility for effectively conducting residential property appraisals serving as collateral for residential real estate loans.

Completes assigned desktop and field appraisals, ensuring that necessary documentation is obtained to meet USPAP and loan standards. Appraisal assignments may include valuations for new loan originations, repurchase demands, distressed properties, and other internal needs.
Organizes appraisal assignments in order to minimize driving time, maximize production, and meet company service level agreements.
Conducts on-site inspections of designated properties and gathers all relevant facts. Examines residence exterior and interior. Determines the present condition of the heating, air conditioning, plumbing and electrical wiring systems. Makes accurate property measurements. Consults a specialist as necessary.
Collects, inspects, verifies, analyzes, and reconciles comparable data available to indicate the market value of the property.
Communicates all process milestones in a timely fashion with borrowers and lending staff.
Manages the annual review of Tax Assessed valuations in loan pool. Ensure those values continue to support and protect our mortgage and HELC loan pools.
Manage and oversee ROV (Reconsiderations of Value) appeal process. Review and respond to valuation requests submitted by borrowers.
Meets or exceeds personal monthly minimum production requirements.

Assumes responsibility for assisting in the development and implementation of effective appraisal policies and procedures.

Collects, verifies, and analyzes comparable cost data for the maintenance of a cost manual that is reflective of the relevant geographic region.
Conducts surveys regarding current market conditions for department files.
Uses all relevant cost data, market analyses, and survey information to assist in the development of appropriate appraisal policies and procedures.
Participates in regular meetings with management to identify regional trends and advise on market conditions.

Assumes responsibility for ensuring that professional business relations exist with members, vendors, and trade professionals.

Represents the Credit Union in contacts with business and trade professionals.
Ensures that requests, questions, and problems are courteously and professionally resolved.
Ensures that communications are efficient and effective.
Delivers appraisal service in a prompt, accurate, and legal manner.
Maintains the Credit Union's professional reputation.
Evaluates and processes appeal requests for all product and property types.

Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.

Keeps the management informed of area activities and of any significant problems. Identifies and escalates critical quality-related concerns and/or property issues to lending operation staff and management.
Completes required reports, records, and other documentation.

Manages the work and assignments of future Jr. Appraisers or employees, and related tasks.

Supervises employee productivity, scheduling, and performance.
Assigns and follows up on task timeliness and quality.

Assumes responsibility for related duties as required or assigned.

Maintains a current knowledge of real estate values and property developments to ensure accurate valuations.
Ensures that work area is clean, secure, and well maintained.
Completes special projects as assigned.
Works a regular and predictable schedule.
Must be sufficiently fluent in English to process work and…


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