DTB Bank Senior Manager – Credit Assessment; Soledad

DTB Bank Hiring Senior Manager – Credit Assessment

To manage the Credit Risk Assessment function effectively and ensure quality of service as laid down by the policy and procedure.

• Review of credit proposals and recommendation to Management Credit Committee (MCC) and Board Credit Committee (BCC) for approval or otherwise.
• Credit assessment of Customer’s credit applications in compliance to Bank’s credit policies and Regulator requirements.
• Review facilities renewal requests to assess whether they have been conducted within the set terms and conditions.
• Liaising with Credit Analysts and Relationship Managers to ensure that credit proposals presented to MCC meet the required standards of underwriting and contribute positively to building a quality portfolio.
• Evaluation of counter-party credit risks associated with the Bank’s Wholesale and Retail lending with the primary objective to grow Bank’s asset book within acceptable credit risk parameters.
• Monitoring of covenants and Risk Triggers on the assigned portfolio and carrying out periodic reviews in order to make appropriate recommendations to management so as to improve and maintain the quality of the portfolio.

• Contribute to a Quality and highly productive Loan Book portfolio. This includes recommendation of quality applications and strict adherence to Credit Policy and procedures, CBK Prudential Guidelines as well as industry best practices.
• Maintain and improve on Turnaround Timelines as recommended and as covenanted with Business Units.
• Take part in periodic Credit reviews, Policies and Procedures reviews, stress testing and deep dive analysis.

• Supervise and review completion of internal management and statutory reports (CBK, MCC) on monthly and quarterly basis as appropriate.
• Assisting in Preparation and clearing of Board reports and ensuring the reports are in order before forwarding them to the Head of Department, Risk (BCC).