Manager Financing solutions; Quebec

Responsibilities

• Perform high‑quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations.
• Structure credit applications (board‑sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and align with the Bank's risk criteria.
• Collaborate with Commercial Account Managers to determine client financing needs.
• Negotiate credit terms and conditions with Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Gather comments from Account Managers on preliminary credit applications, adjust them as required, and present them to the Regional Vice‑President before forwarding to Credit Risk Management to ensure compliance with the Bank's overall profitability criteria.
• Produce and update client documents and files in collaboration with account representatives and Credit Risk Management to ensure efficient processing.
• Act as a resource for the team on credit matters and assist with the development of team members' skills in this area.
• Identify risks inherent to sector activities.

• Bachelor's degree in a related field with at least 6 years of relevant experience, OR a master's degree with at least 4 years of relevant experience, OR completion of the National Bank University Program with at least 8 years of relevant experience.
• Negotiation experience.
• Experience in commercial credit.
• Experience analyzing financial statements.
• Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and develop well‑reasoned recommendations.
• Proficiency in French.
• Demonstrated skills in communication, diversity & inclusion, driving results, emotional intelligence, teamwork, accountability, client focus, empathy, initiative, learning agility, resiliency, and humility.

• Health and wellness program, including multiple options.
• Adaptable group insurance.
• Generous pension plan.
• Employee Share Ownership Plan.
• Employee and Family Assistance Program.
• Preferential banking services.
• Opportunities to participate in community initiatives.
• Telemedicine service.
• Virtual sleep clinic.

Application is an equal opportunity employer. We welcome all candidates!