Actuarial Specialist, Auto Pricing

Work Location: Montréal, Quebec, Canada

Hours: 35

Line of Business: Data & Analytics

Pay Details: 135,000 – 160,000 CAD. This role is temporarily eligible for a pay premium above the posted salary range that is re‑assessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to fair and equitable compensation opportunities. Growth and skill development are part of the colleague experience at TD, and base pay may vary based on skills, experience, location, and business needs.

We are expanding our presence in Québec City with a new office opening. Candidates based in Québec City may work remotely until the office becomes operational, after which a hybrid model will apply.

The GI Pricing and Profitability team is growing and plays a crucial role in maintaining the company’s financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations.

Reporting to a Senior Manager, the Actuarial Specialist is a highly skilled individual contributor who coaches junior actuaries, provides technical leadership, and leads projects. The role fosters continuous improvement and innovation and has freedom, support, and visibility to impact business results.

• Provide technical expertise on actuarial analyses — review, challenge, and refine assumptions, methods, and recommendations in line with pricing governance and actuarial standards.
• Coach and develop junior actuaries through hands‑on guidance and peer reviews to raise overall team capability.
• Monitor competitor actions, industry trends, and regulatory developments — translate insights into pricing and segmentation opportunities.
• Lead mid‑to‑complex rate and pricing initiatives to drive profitable growth.
• Facilitate regulatory engagement through rate changes — prepare and review filings, present proposals to rating boards and navigate questions through approval to enable planned profit and growth.
• Execute end‑to‑end delivery of approved pricing changes, implement controls to ensure pricing accuracy and compliance, and enable clear communications to leaders and stakeholders following rate changes.

• University degree in Actuarial Sciences or closely related field.
• 7+ years in a P&C Actuarial function.
• Excellent knowledge of Excel.
• Proficiency and interest in programming, notably with SQL, R, and/or Python.
• Advanced analytical, decision‑making and problem‑solving skills.
• Autonomous and resilient; shows initiative and creativity in their work.

• Prior experience with Predictive Modeling is an asset.
• Prior experience with modern rating engine migration is an asset.
• FCIA/FCAS completed or at least 7+ Casualty Actuarial Society professional exams.

Our Total Rewards package reflects the investments we make in colleagues to help them and their families achieve financial, physical, and mental well‑being goals. Total Rewards includes a base salary, variable compensation, health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. Each province or territory within Canada may have its own set of regulations and requirements.

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help remove barriers throughout the interview process.

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