Payments Specialist

Career Opportunities with Abound Credit Union

A great place to work.

Careers at Abound Credit Union

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Current job opportunities are posted here as they become available.

Are you ready to join a team that is committed to hardworking Kentuckians?

If so, Abound Credit Union might be the place for you!

We are driven by our selfless dedication to members and community. We create a connected, learning-driven, and fun environment that fuels our passion to inspire financial wellness. We do that by sharing our knowledge, strength, and accessibility to provide market-leading value that makes more possible for our members.

Here at Abound Credit Union, culture is a big deal. We roll up our sleeves each day to make this an awesome place to work. We want to bring great things to our communities, be awesome to each other, ready for whatever comes our way, and are hungry to learn and grow as people and professionals. Our best is built from the inside out.

As a Payments Specialist for Abound Credit Union, you will be engaged in a rewarding and challenging environment to support the organization’s payments program.

This position’s responsibilities include all functions related to ACH, share draft clearing, remote deposit capture, wire transfers, A2A transfers, processing files for other departments, and research.

To be successful, this person will need to manage competing priorities on a day-to-day basis, including providing service to other Credit Union departments, reaching out to members for verifications, adhere to sensitive deadlines but still ensure quality, be observant for suspicious activity, and have a strong working knowledge of payment services.

The position’s responsibilities require a person who is detail oriented, can work in a fast-paced environment, and can learn. Staying knowledgeable about payments systems, regulatory changes, and developments in the industry is also an important aspect of the position.

A fun and engaging culture is critical to the health and success of the organization. The Payments Specialist supports and contributes to the culture by promoting teamwork, growth and development, collaboration, and innovation.

What You’ll Do:

• Processes daily ACH activities, which include receiving, editing, posting and balancing daily ACH item files from the Federal Reserve System, manually process mobile and ACH dispute files, verifying all transactions through OFAC, posting warehoused ACH items, reentering ACH exceptions, manually posting mortgage and Visa ACH payments, creating ACH return file, processing ACH Origination files for Lending, Accounts Payable, and external member transfers through the Federal Reserve, posting manual and automated payrolls, and sending and receiving NOCs.
  
  Process disputed ACH transactions through Centrix and the Federal Reserve, Verify data input for accuracy.
• Works share draft and loan draft exceptions, following UCC regulations to determine which exceptions should be posted and which should be returned. Verify share draft data and research through Alloya and send Share Draft return file to Alloya daily.
• Process incoming and outgoing wire transfers for members in accordance with established procedures, serving as a resource for Retail staff in their process of initiating wire transfers, and ensuring that all outgoing wire activity is properly approved, OFAC checks are processed and represents collected funds.
• Review member deposits through Remote Deposit Capture for appropriateness, place appropriate holds when needed, keeping a keen eye on fraud and increased risk levels and processing accordingly.
• Review held Cashback+ purchases by reaching out to members for verification, and researching any suspicious gift cards purchased.
• Having a working knowledge of the online banking system and payments functions contained within the online banking system for research and troubleshooting purposes.
• Complete Stop Payment quality control reviews to ensure appropriate processing in compliance with regulatory requirements.
• Conduct research and other validation efforts through group email, Workfront tickets and phone calls as they relate to the payment systems…