Senior Business Development Officer; Cameron Village

Senior Business Development Officer (Cameron Village)

Regular Full-Time Raleigh, NC, US

30+ days ago Requisition

Fidelity Bank is a community bank built on values. Our mission has been in place for over 100 years, guiding us to do what's best for our customers and to build lifelong relationships. This includes being an independent, sound, and profitable bank that businesses and families come to first - and bank with for life. Right By You is our motto.

It is more than our tagline. It represents our commitment to putting the well-being of our customers and employees first. Our entire team is dedicated to standing right by you. We achieve this by investing in our people, technology, and products to build long-term value and offer financial services that align with our customers' objectives.

• Achieves annual deposit, loan and referral sales results by developing new client relationships through networking with existing customers, leveraging COIs and making prospecting calls.
• Interview potential loan custom-Achieves annual deposit, loan and referral sales results by developing new client relationships through networking with existing customers, leveraging COIs and making prospecting calls.
• Interview potential loan customers and process loan requests.
• Create a Personal Business Development Plan for the designated area. Include prospect list on predetermined profitable business and retail relationships.
• Partner closely with the Branch Manager to ensure consistent and quality relationship building and quality commercial and consumer referrals between BDO and Branch Manager.
• Develop partnership with Branch Manager and associates to cultivate a positive referral process.
• Represent the Bank within the community by developing and promoting additional business. Serve as an officer with at least one community organization.
• Meet production and performance goals process loan requests.
• Create a Personal Business Development Plan for the designated area. Include prospect list on predetermined profitable business and retail relationships.
• Partner closely with the Branch Manager to ensure consistent and quality relationship building and quality commercial and consumer referrals between BDO and Branch Manager.
• Develop partnership with Branch Manager and associates to cultivate a positive referral process.
• Represent the Bank within the community by developing and promoting additional business. Serve as an officer with at least one community organization.
• Meet production and performance goals.
• Thoroughly analyzes credit risks, including the purpose of the credit, source of repayment, collateral, financial history, terms and conditions.
• Analyze loan applications, financial statements, and base credit decisions on Bank Loan Policy.
• Ensure ongoing credit quality by monitoring loans, managing past dues and watchlist loans.
• Minimize Loan losses and exceptions through effective documentation, underwriting, timeliness, and relationship building.
• Ensures profitability by maintaining average loan yield objectives.
• Manages a portfolio of commercial loans. Prepares credit packages for review and approval by credit partners.
• Perform loan-servicing duties to ensure conformity with loan terms and conditions.
• Assists with timely collection of loan delinquencies.
• Manage and enhance the growth of a quality loan portfolio with a focus on business lending.

• Ensures adherence with Bank policies and procedures and regulatory guidelines.
• Minimize Loan losses and exceptions through effective documentation, underwriting, timeliness, and relationship building.

Bachelor’s degree with 6 years of experience in…