Small Business Administration Business Development Officer – Southeastern

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Regular Full-Time Raleigh, NC, US

13 days ago Requisition

A strong, independent community bank, North State has served customers for over 25 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork, and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship.

We are a full-service bank with focused divisions for mortgage, government lending, and the community association management industry.

North State Bank has an exciting opportunity for a SBA Business Development Officer. The SBA Business Development Officer develops, evaluates and submits Small Business Loan applications in order to fund SBA and USDA Business & Industry loans for North State Bank.
*** Candidates must reside in North Carolina, South Carolina, Florida, Georgia, Mississippi or Tennessee for consideration.***

• Generate new SBA and USDA Business & Industry lending opportunities through prospecting, networking, referral development, and outside calling efforts.
• Build and maintain strong relationships with business owners, referral partners, and community organizations.
• Develop and execute strategic marketing initiatives designed to expand lending opportunities within targeted markets.
• Assist in promoting the Bank's full suite of products and services to support long-term client relationships.

• Develop, evaluate, and submit government-guaranteed loan applications for SBA and USDA Business & Industry programs.
• Gather, analyze, and prepare complete and accurate loan packages for underwriting review.
• Guide borrowers through the lending process from initial inquiry through closing.
• Partner with underwriting, processing, and servicing teams to ensure a smooth and timely client experience.

• Develop and maintain a robust referral source database to support ongoing business development efforts.
• Cultivate relationships with centers of influence, including accountants, attorneys, business advisors, and community partners.
• Represent the Bank at industry events, networking functions, and business development activities.
• Leverage referral relationships to identify new lending opportunities and strengthen market presence.
• Generate loans that meet established credit quality and portfolio performance standards.
• Maintain a strong understanding of the Bank's credit policies, government lending programs, and regulatory requirements.
• Monitor loan pipelines and provide timely and accurate status updates to management.
• Collaborate with the Servicing Department to assist with servicing-related activities when needed.

• Stay informed on changes to SBA and USDA lending programs, regulations, and industry trends.
• Complete required loan submission forms, financial spreads, and supporting documentation.
• Participate in special projects and initiatives that support the growth of the Government Lending Division.

• Bachelor's degree in Business, Finance, Management, or a related field, or an equivalent combination of education and experience.
• Five or more years of government lending experience within a community bank or similar financial services organization.
• Strong knowledge of SBA and government lending regulations and programs.
• Proven business development and relationship management skills.
• Excellent…