Mortgage Servicing Specialist II Job Raleigh area,North Carolina USA,Finance & Banking

Job Title: Mortgage Servicing Specialist II

Position Location: Raleigh, NC. Hybrid role. Must live local to the Raleigh area.

Job Summary:

The Mortgage Servicing Specialist II handles mid-level servicing requests, maintains loan information, processes payments, handles insurance administration, manages periodic reports, and responds to member inquiries. The position requires a higher degree of experience and handles a higher degree of complexity than the Mortgage Servicing Specialist I, including account research, discrepancy resolution, and supporting operational goals.

As a key contributor to the Coastal team, your responsibilities will be:

(35%) Loan Payments and Account Maintenance: Update and maintain mortgage accounts, including posting payments, setting up new loans, and processing payoffs, while performing account research and resolving discrepancies. Collaborate with internal teams to resolve servicing-related issues and ensure accurate account maintenance.
(35%) Member Communication and Issue Resolution: Respond to all member inquiries (phone, email, secured messages) professionally and efficiently. Coordinate with internal departments or external vendors to address member concerns and ensure timely resolution. Follow up to confirm member satisfaction. Support resolution of more complex member inquiries by conducting research, coordinating with internal partners, and ensuring accurate and timely follow-up.
(20%) Reporting and Compliance Support: Complete and review assigned reports to ensure accuracy and alignment with departmental goals and reporting requirements. Maintain compliance with RESPA, TILA, CFPB, and Fannie Mae guidelines when performing assigned tasks.
(10%) Compliance and Expertise
:
Adhere to Coastal's and other regulatory compliance guidelines, including RESPA, TILA, CFPB policies, and Fannie Mae servicing requirements. Serve as a knowledgeable resource on servicing-related issues and support the resolution of more complex scenarios.

Interested? Here are the qualifications we need to see on your resume:

Experience:

Three years of loan servicing experience or experience in a role involving loan products and lending regulations
Proficiency in Microsoft Excel, Word, and Outlook
Experience with mortgage regulatory requirements such as RESPA, TILA, CFPB policies
Experience with general ledger reconciliation and mortgage systems such as FICS or Encompass preferred

Education:

High school diploma or equivalent
Coursework or certification in mortgage lending, finance, or accounting preferred

Essential cognitive/physical/social requirements of position:

Must be able to learn and retain information; resolve problems and think sequentially; remain in a stationary position; constantly operate a computer; and converse with others on a continual basis.

Deadline for Application: All resumes must be received on or before 10/2/2026

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Coastal Federal Credit Union is committed to providing reasonable accommodations to applicants who may have disabilities. If you need special assistance or an accommodation in applying for employment, please contact our HR department at Request for reasonable accommodation will be considered on a case by case basis.

"It's our duty to create a workplace and company culture where everyone feels heard and valued, and is appreciated for their unique backgrounds, experiences, and perspectives. At the end of the day, what truly matters is that every person who walks through our doors believes that they are an integral part of our team and can bring their best, true self to work each day.

Building a culture of inclusivity means creating an environment where everyone thrives and succeeds together.">

-Tyler Grodi, CEO

VEVRAA Federal Contractor

Equal Opportunity/Affirmative Action Employer

Minority/Female/Disability/Veterans