BSA exp

Job Description

BSA with Payment experience. This position leads system analysis efforts, delivers strategic insight, and acts as a technical expert for business systems within the Bank.

• Performs at the highest level of service complexity in support of system operations, performance, and usage.
• Develops advanced solutions and specifications to resolve process issues, which may involve elements of testing and development.
• Serves as a resource to wider business units or associates and may provide a leadership role for less experienced analysts.
• Interfaces with business, IT application development teams, and various shared services organizations and infrastructure areas.
• Supports Foreign Exchange, investments, capital markets, cash, and liquidity management capabilities.
• SOURCES, compiles, and interprets data.
• Performs data analysis at an advanced level, effectively communicating and directing analysis output.
• Handles special projects or directs the analysis efforts of the work group.
• Identifies system requirements and communicates them using specifications, reports, project plans, or other documentation.
• Determines and resolves complex factors that affect system processes.
• Ensures compliance through monitoring and analysis.
• Enables strategic insight into business systems through reports to senior management.
• Evaluates systems based on data analysis, user input, and extensive testing.
• Conveys patterns, problems, and areas of improvement, and develops process enhancements based on results.
• Provides expert technical support for systems, responding to inquiries, ensuring processes run smoothly, and continuously improving the end‑user experience.
• Handles escalated and complex support issues.
• Develops and implements modifications and enhancements.
• Serves as an analytics resource to wider organization or business units, offering expertise on systems and data output.
• Leads engagement with business partners on changing business needs, analyzes requirements, and communicates the system implications of proposed changes.
• Manages and coordinates the initial assessment, analysis, requirements, development, testing and implementation of incremental enhancements/change requests and other minor releases.
• Acts as a liaison with business owners to lead and facilitate the elicitation and prioritization of business initiatives and requirements, including but not limited to 3rd‑party vendor interface design, user‑interface specifications and report design.
• Converts application designs into data model and interface/data mapping specifications.
• Works closely with developers to understand data structures, data sources and systematic processes during system development.
• Proactively and continuously looks for systematic and data integrity issues across multiple systems to prioritize and fix.
• Provides support for system production issues, change requests and maintenance.
• Operates in phases of systems analysis and data analysis.
• Communicates status, prioritizes requirements, influences and obtains approval for requirement documentation.
• Guides and recommends process and system solutions to business owners.
• Serves as the bridge between business stakeholders and technology teams to ensure delivery of high‑impact payment features and enhancements.
• Has strong understanding of payment processing, settlements, ACH, wire, and ISO 20022 messaging formats.
• Creates BRDs, FRDs, user stories, and process flow diagrams.
• Demonstrates excellent communication and stakeholder management skills.
• Has knowledge of fraud monitoring, AML compliance, or risk mitigation in payments.

• Experience as a Business Analyst in banking, payments, or fintech.
• Hands‑on experience with Real‑Time Payments (RTP) platforms – e.g., The Clearing House RTP, Fed Now, or similar.
• Strong analytical, problem‑solving, and documentation skills.
• Familiarity with Agile/Scrum methodologies.
• Experience with payment gateway integration, banking APIs, or core banking systems.
• Proficiency in tools such as JIRA, Confluence, Visio, or Lucidchart.
• Certification in CBAP, CSPO, or related Agile certifications.
• Must hold a Bachelor of Computer Science degree.

Salary Range: $90,000 – $100,000 a year.