Decision Science Lead - Consumer Lending
Listed on 2026-07-01
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IT/Tech
Data Analyst, Business Systems/ Tech Analyst, Data Science Manager, Data Scientist
Job Title
Act as an individual contributor, providing project oversight and guidance to Decision Scientists, and supporting the Decision Science Manager in executing against the objectives of assigned business group. Using an interdisciplinary approach of leveraging concepts from business, applied statistics and math, operations research, information technology, process design and behavioral sciences, the incumbent will engage in consultative partnerships, aligning with the Line of Business (LOB) to produce analytic insights that help the business make informed, data-driven decisions with an objective of driving quantifiable, optimized business results in support of company goals.
Essential Duties and ResponsibilitiesFollowing is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- The incumbent must demonstrate a combination of academic aptitude, quantitative skills, business acumen, working knowledge of transaction processing application software, application processing systems, and collection inventory systems, strategic and creative thinking, and excellent written and verbal communications skills.
- Bachelor's degree or equivalent education and 7+ years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics or Engineering, or equivalent education and related training or experience.
- 4+ years of decision science/analytics project management experience with a diverse project focus and demonstrated results.
- Must act as role model, able to perform in a cross-functional and collaborative team environment focused on supporting business partners with enhanced insights.
- Demonstrated ability to engage and manage a diverse set of internal business partners, product sets, and projects, connecting insights with execution and business impact.
- Innovative and strategic thinker with ability to connect to practical application, providing leadership on target initiatives, with a strong bias to action and focus on quantifiable business impact.
- Experience in managing multiple projects with tight deadlines in a collaborative environment, with ability to pivot and align resources to drive maximum impact.
- Ability to maintain a high level of competency in statistical and analytical principles, tools, and techniques. Champion application of emerging decision science techniques by supporting teammate training and development and building business partner awareness.
- Incumbent should have an understanding of various database environments (IBM DB2, Oracle), technical programming skills (SAS, SQL, Toad), exposure to applied data science tools (R, Python, SAS E-Miner), familiarity with data visualization and BI tools (Tableau, Micro Strategy), and demonstrated proficiency in Microsoft Office Suite (Excel, PowerPoint, Word).
- Consumer Lending experience required (3+ years)
Preferred Qualifications:
- Master's or PhD in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering.
- 10+ years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics or Engineering.
- 2+ years of analytics…
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