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Personal Lines Risk Specialist

Job in Raleigh, Wake County, North Carolina, 27601, USA
Listing for: Smart Choice®
Full Time position
Listed on 2026-02-28
Job specializations:
  • Insurance
    Insurance Sales, Risk Manager/Analyst, Insurance Analyst, Insurance Risk / Loss Control
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Smart Choice® is a nationwide network supporting over 11,000 independent insurance agents and over 100 partner insurance carriers. We empower agents by providing access to top-rated markets, product training, and robust sales and marketing support, all through a unique no-fee program. Operating across 45 states, we offer access to personal, commercial, life, and health markets, along with tailored business solutions that help agents thrive.

Additional benefits for Smart Choice® agents include access to our bi-monthly magazine and Business Solutions Center.

Role Description

This is a full-time, on-site role based in Raleigh, NC for a Personal Lines Risk Specialist. The ideal candidate will be responsible for analyzing personal insurance risks, performing risk evaluations, and assisting agents in understanding and improving risk portfolios through thorough communication and consultation. Daily tasks include performing risk assessments, build relationships with agents, team collaboration, and finalizing insurance program proposals.

Collaboration and effective communication with agents and insurance carrier partners will be core to this role.

Qualifications
  • Strong analytical skills and ability to conduct thorough risk analysis
  • Experience in finance, including financial assessments related to personal insurance risks
  • Strong communication skills, with the ability to convey technical and risk-related concepts clearly
  • Excellent organizational and problem-solving abilities
  • Proficiency in relevant tools or platforms for data analysis is a plus
  • Bachelor’s degree in Risk Management, Finance, Insurance, or a related field preferred
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