Technical Lead (Engineer), Banking-as-a-Service

Technical Lead (Engineer), Banking-as-a-Service

Vantaca's vision is big! We are the leading AI-native community management performance platform that enables owners and operators, community management teams, boards and associations to work smarter, faster, and with unprecedented insight. More than just accounting and management software, Vantaca is intelligent business operating software that leverages artificial intelligence to automate routine work, surface actionable insights, and help our customers increase revenue, efficiency, flexibility, and control.

Built on modern cloud architecture with a single-platform design, Vantaca combines comprehensive functionality that adapts to 100% of business processes with AI-powered automation that learns and improves over time. Our proactive AI capabilities don't just report on what happened; they predict what's coming and recommend what to do next. From intelligent document processing and predictive analytics to automated workflows and conversational interfaces, we're transforming how community management companies operate.

With seamless integrations across the software and banking ecosystem, we're building the intelligent hub for community management where AI doesn't just assist, it anticipates. Vantaca is focused exclusively on community management and is the trusted technology leader defining the AI-powered future of the community association management industry. We're building something fundamentally different, and our customers are experiencing the competitive advantage that comes from working with truly intelligent software.

Vantaca just achieved unicorn status with a $1.25B valuation, so it's safe to say we're past the "scrappy startup phase." We're not just building a successful company—we're building the category-defining platform that will transform how an entire industry operates.

Vantaca is the operating system for community association management and we're building the financial infrastructure layer that makes it run. Our Banking as a Service (BaaS) platform is Vantaca's programmatic banking layer: the engine behind per-association account structures, ACH/NACHA payment rails, real-time bank file processing, and compliant fund movement at scale Vantaca is a unicorn-stage, vertical SaaS platform purpose-built for community association management.

We're past early-stage chaos and squarely in the phase of building durable, scalable systems that will power thousands of associations and millions of homeowners We're looking for a Technical Lead Engineer to help design and architect our growing Banking-as-a-Service platform. This is a foundational role: you'll shape how Vantaca connects to banking partners, define the API contracts that downstream teams and clients build on, and ensure every dollar we move is compliant, traceable, and reliable.

If you've shipped event-driven payment systems at companies like Stripe, Modern Treasury, Increase, or Meow, or aspire to bring that caliber of engineering rigor to a high-growth vertical SaaS, this role was written for you. BaaS is one of Vantaca's most strategically important investments. You won't be maintaining a legacy payments layer, you'll be architecting a greenfield banking platform with modern tooling, real banking partners, and a tight product loop with customers who care deeply about where their money goes.

Banking Infrastructure & Compliance

• Lead engineering for Vantaca's BaaS layer, including outgoing ACH/transfers, incoming bank file ingestion, per-association account management, and real-time event processing.
• Ensure all systems meet NACHA operational rules, bank partner contractual obligations, and emerging regulatory requirements for embedded banking.
• Partner with compliance, legal, and BaaS providers to operationalize controls into the platform rather than bolting them on afterward.
• Own incident response and root cause analysis for any payment or banking system failures.

Event-Driven Architecture

• Design and evolve the event-driven architecture underpinning BaaS, from bank file arrival through ledger reconciliation and downstream notification.
• Drive reliability,…