CRA Data Specialist

CRA Data Specialist I

Full Time Mid Office Operations Center, Rancho Cucamonga, CA, US

Salary Range: $20.00 To $26.25 Hourly

Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.

Under direction of the Regional CRA Officer, support implementation of the requirements of the Community Reinvestment Act (CRA) and Bank policies and procedures through review, validation, and compilation of CRA data records and reporting; provision of analytical support through accurate identification and classification of small business, small farm, and community development loans; maintenance of systems capturing and reporting CRA activity data;

assessment of qualification of community development activities, and preparation of reporting for management use.

The CRA Data Specialist I is an entry level position. The ideal candidate will display familiarity with CRA regulations and data collection and validation techniques but may not be trained in all regulatory areas. Will require oversight and guidance to complete some tasks.

• Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job.
• Conduct day-to-day review and validation of data involving the Bank’s CRA program activities and loan originations.
• Compile and maintain data logs for small business and small farm data.
• Assist with CRA workflow records as required, including corporate contribution requests, loan determination requests, and CRA service activity submissions.
• Assist in preparing for CRA regulatory exams and internal audits.
• Provide, present and promote The Citizens Experience to all external and internal customers.
• Perform other tasks as assigned by the Lending Compliance Manager and CRA Officer.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree in Business, Accounting, or Finance preferred; or (1) to (2) years related experience and/or training; or equivalent combination of education and experience. Work related experience should consist of a background in CRA, financial institution lending, or financial reporting.

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries from customers, regulatory agencies, or members of the business community. Ability to effectively prepare information to be presented to top management, public groups, and/or boards of directors.

Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Expert knowledge of Excel, and functional working knowledge of Word, PowerPoint and Microsoft Access.

• Must possess knowledge of Bank financial accounting, operations and lending functions and services; related state and federal laws and regulations, and other Bank operations policies and procedures.
• Excellent organizational skills and time management skills with the ability to multitask.
• Occasional travel may be required approximately 5% of the time.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is…